Ngati mungakhazikitse zopereka za FSA za 2020 (i.e. mliri usanachitike), pali mwayi woti mutha kuwonjezera nthawi yachisomo, yomwe imatha pa Marichi 15. (Inde, chifukwa cha COVID-19, IRS anapereka lamulo lakanthawi lapadera zomwe zimalola antchito mwayi woti agulitse ndalama zonse za FSA zomwe sizinagwiritsidwe ntchito kuyambira 2020 mpaka 2021 ndipo, nthawi zina, 2022.) Komabe, kukulitsa kulikonse kumadalira abwana anu - fufuzani ndi dipatimenti yanu ya HR kuti mudziwe zambiri - zomwe zikutanthauza kuti mutha kukhalabe womvera. mpaka tsiku lotha ntchito lokhazikitsidwa mwachizolowezi. Ngati ndi choncho kwa inu, tasonkhanitsa njira zabwino kwambiri zogwiritsira ntchito (vs. kutaya) ndalama zanu zotsalira za FSA.
Zithunzi za Jose Luis Pelaez Inc/Getty
Zofunika Thandizo Loyamba
Kodi pali wina aliyense amene adathawa ndikusunganso zida zawo zoyambirira za mliriwu? Ife basi? Zonse zomwe muyenera kukhala nazo mu kabati yanu yamankhwala (zothandizira, zoyezera kutentha, ngakhale zida zothandizira zoyambira) ndizoyenera FSA, zomwe zikutanthauza kuti mutha kuzigula tsopano kuti mwakonzekera mokwanira. pamene mukuwafuna.
Pezani katundu: Brown thermometer ($ 43); Band-Aid zosiyanasiyana paketi ($ 3); Pure Kuwotcha Pad ($ 35); Ace bandeji ($ 7); Johnson & Johnson zida zothandizira koyamba ($ 12)
Zithunzi za Grace Cary / Getty
Mankhwala Owonjezera
Pre-COVID-19, mumafunikira mankhwala kuti mubwezedwe ndi mankhwala a OTC. Koma, chifukwa cha CARES Act, izo chofunikira chachotsedwa pazamankhwala a OTC (chilichonse kuyambira ochepetsa ululu mpaka anti-inflammatories) ogula pakati pa Januware 1, 2020 ndi Disembala 31, 2021.
Pezani katundu: Advil pain reliever ($ 22); Health A2Z utsi wa m'mphuno ($ 30); Mapiritsi a Tums ($ 14); OLY probiotic ($ 13); NatureMade mavitamini asanabadwe ()
Zithunzi za Isabel Pavia / GettyChilichonse Chokhudzana ndi Kusamalira Msambo
Kulera ndi koyenera kwa FSA (nthawi zina, ndi mankhwala kotero fufuzani ndi dokotala wanu), koma kuyambira pa Januware 1, 2020, momwemonso zinthu zosamalira msambo - zinthu monga zolipiritsa, ma tamponi, makapu, ngakhale zovala zamkati zotsimikizira nthawi.
Pezani katundu: Tampax Pearl tampons ($ 32); Masamba nthawi zonse ($ 20); Chikho cha msambo cha mchere ($ 29); Cora period zovala zamkati ()
Zithunzi za Rayes / GettyZinthu Zokhudzana ndi Ana
Kuti Owlet mwana polojekiti mwakhala mukuwona? Izi zili pamndandanda woyenera wa FSA. Momwemonso mapampu am'mawere, zonona zonona - ngakhale FridaBaby snot sucker. (Ngati sichofunikira, sitikudziwa chomwe chiri.)
Pezani katundu: Owlet mwana polojekiti ($ 399); Pampu ya msondodzi ($ 500); Pampu ya mabere a Elvie ($ 499); Mafuta odzola a diaper katatu ($ 30); FridaBaby NoseFrida akuyamwitsa ($ 17)
Zithunzi za Johner / GettyZida Zaukhondo Wamano
Chilichonse chomwe muyenera kutulutsa kuti mutsuke mano anu (titi, copay) kapena mtengo wamankhwala owonjezera a fluoride ndi omwe mungalipire ndi ndalama za FSA zomwe mumayika pambali. Zomwezo zimapitanso kwa alonda ausiku ndi ntchito iliyonse ya orthodontic (monga zingwe za ana anu kapena Invisalign).
Pezani katundu: EnCore Custom Dental guard ($ 129)
chabybucko/Getty ImagesMagalasi Atsopano
Mayeso amaso amenewo mwakhala mukusiya? Mutha kulipira ndi madola aliwonse a FSA omwe mwayika pambali. Ndalama zina zokhudzana ndi masomphenya zomwe zimawerengedwa: Magalasi a maso (kapena magalasi), ma contact, solution ya lens, zida zokonzera maso ndi Lasik.
Pezani katundu: Mafelemu a galasi lamaso a Ray-Ban ($ 72); Renu contact solution ($ 14); Kingsdun eyewear kukonza zida ($ 11)
Zithunzi za Cavan / Getty ImagesZosamalira Khungu
Chilimwe (ngakhale munthu wotalikirana naye) akubwera. Mutha kugwiritsa ntchito madola a FSA pa sunscreen, zomwe zikutanthauza kuti palibe nthawi yabwinoko yowonera masiku otha ntchito yamachubu omwe muli nawo ndikusunga.
Pezani katundu: Supergoop sunscreen ($ 34); Babyganics sunscreen ($ 17); Mafuta a dzuwa a EltaMD ($ 36)
Zithunzi za Klaus Vedfelt / GettyZofunika Paulendo
Chifukwa chake, mumayenera kuchedwetsa msonkhano wanu wabanja wa 2020 ku Bahamas. Nkhani yabwino ndiyakuti masokosi oponderezedwa ndi mapilo oyenda omwe mudakhala nawo pamndandanda wanu wogula, zilibe kanthu kuti mumafika liti kuti mukonzenso ulendo wanu. (Iwo ndi ovomerezeka ndi FSA.)
Pezani katundu: Comrad compression masokosi ($ 29); Nthiwatiwa kuyenda pilo ()
Zogwirizana: Zinthu 7 Zomwe Zitha Kusintha Pa Misonkho Yanu mu 2020