Kulankhula momasuka ndi moona mtima ndi mwamuna kapena mkazi wanu za ndalama kungamve ngati kupita kwa dokotala wa mano ndi kupweteka kwa dzino; mukudziwa kuti zikhala zowawa, koma simungathe kuzipewa. Kafukufuku wina adapezanso kuti kuchuluka kwa mikangano yazachuma ya okwatirana kumatha kuneneratu kuti atha kupeza wamkulu D .
Koma mwamwayi, yankho la sewero lokhudzana ndi dolali ndi losavuta kumenya pamphumi: 'Anthu omwe amaphunzira zaukwati, akulemba motero mlangizi wa mabanja. The New York Times , lankhulani za kufunika kwa 'nkhani yathu,' mgwirizano pakati pa anthu okwatirana pazikhalidwe ndi zolinga.'
Lowetsani pulogalamu yatsopano ya bajeti ya maanja yomwe ikufuna kukupezani inu ndi S.O yanu. patsamba lomwelo pazachuma, ndikukuthandizani kuti mugwire ntchito limodzi kukwaniritsa zolinga zomwe mwagawana. (Bye-bye, mortgage. Moni, Bora Bora.) Pambuyo pake, kugwira ntchito limodzi kumapangitsa malotowo kugwira ntchito.
uchi1. Tsiku la Uchi
Idasinthidwa ngati imodzi mwa Forbes Mapulogalamu abwino kwambiri apachaka, iyi (yaulere) imapereka kuwonekera poyera polola ogwiritsa ntchito kuwona zomwe mnzake aliyense akuwononga munthawi yeniyeni, ndikuyankha - ndi ma emojis - pogula kulikonse, ngati angafune (zinsinsi zimathekanso komanso mwamakonda). M'mawu a wopanga, izi zimalola maanja kuti azitha kukambirana zokhuza zolinga zanu ndi zizolowezi zanu. M'mawu athu, zimalola amuna athu kukayikira monyodola momwe timawonongera zinthu zakuthupi ndi ma iced lattes. Moni, kuyankha! Imaperekanso zikumbutso zolipira ndalama, momwe pulogalamuyo imakupangitsani nonse kulipira ngongole ya chingwe, kotero palibe amene amayenera kudandaula panthawi ya chakudya chamadzulo.
honeyfi2. Honeyfi
Ngakhale amamveka komanso amagwira ntchito mofananamo, Honeyfi kwenikweni ndi pulogalamu yosiyana kwambiri ndi Honeydue. (Ife tikudziwa. Khalani nafe.) Kodi chimapangitsa Honeyfi kukhala chodziwika ndi chiyani? Mukangolunzanitsa maakaunti anu onse aku banki ndi kirediti kadi ku pulogalamuyo, imangowonetsa bajeti yanyumba, yolinganizidwa ndi gulu (Bili, Zogula, Zosangalatsa, ndi zina zotero) -chinthu chomwe takwanitsa kupeŵa kupanga, o, zaka khumi ukwati. Ndipo, kwa aliyense amene akuopa kuchulukirachulukira pazachuma, nanunso muli ndi mwayi wosunga maakaunti aliwonse - kapena zochitika zapayekha - mwachinsinsi, kungodina chithunzi pafupi ndi chinthucho. Kulimbikitsa kupulumutsa, imasonyeza ngongole mobwerezabwereza (Kodi ndi liti pamene tinaonera Hulu? mukhoza meseji mnzanuyo) kotero inu mukhoza kuchotsa zolipiritsa zina extraneous. Ndipo, popeza zimakuwonetsani nonse akaunti yakubanki iliyonse ndi kirediti kadi pa sikirini imodzi, mutha kuwona mwachidule momwe ndalama zanu zimakhalira. Kumveka komanso kulumikizana FTW.
Zogwirizana: Pomaliza Tidaphatikiza Maakaunti Athu Akubanki Ndipo Izi Ndi Zomwe Zinachita Paukwati Wathu
twine3. Nsalu
Freebie iyi (mwachilolezo cha kampani yazachuma ya John Hancock) imalola maanja kusungira limodzi zolinga zofunika (kulipira ngongole ya kirediti kadi) ndi zina (ulendo wa Paris). Mumasankha cholinga, ndalama zogulira ndalama ndi ndalama zomwe zimabwerezedwanso; Pulogalamuyi imatsata zomwe mwagawana ndi zithunzi zokhutiritsa. Kuphatikiza apo, imapereka zidziwitso zolimbikitsa monga Mutha kufika kumeneko miyezi iwiri posachedwa powonjezera gawo lanu mpaka $ 124 pamwezi ndi zosankha zomwe mungadina Tiyeni Tizichita Kapena Ayi Zikomo. Kusuntha kwanu, anyamata.
