Zomwe Muyenera Kusunga Mu Chikwama Chanu, Kuphatikiza Zinthu 3 Zomwe Simuyenera Kunyamula

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Nditumizireni Imelo Onetsani Patsamba

Sitikunena kuti muli ndi vuto la George Constanza, koma m'kupita kwanthawi, mwadzaza ndi zovuta zambiri komanso zomaliza - komanso ma kirediti kadi ndi ma risiti - ndizovuta kupeza zomwe mukufuna mukazifuna. Apa, momwe mungasinthire ndikuchepetsa katundu wanu wachikwama.

Zogwirizana: Zinthu 9 Zomwe Mayi Aliyense Wokonzeka Kwambiri Amazisunga Mchikwama Chake

1. Nyamulani Makhadi Awiri Angongole Nthawi Imodzi

Ndi chinthu chopewera kuba: Mukamanyamula makhadi ambiri angongole, zimakhala zosavuta kuti wina abweze ngongole zambiri ngati mwatayika mwangozi chikwama chanu. Kuonjezera apo, ngati chikwama chanu chikasowa, zimakhala zowawa kwambiri kupeza khadi losakhalitsa logulira pamene mukudikirira kubwera kwa makhadi atsopano. M'malo mwake, sungani chikwama chanu ndi kirediti kadi imodzi yokha yayikulu, kuphatikiza zosunga zobwezeretsera - ndiye siyani zina zonse kunyumba.

2. Chotsani Makhadi Anu Amphatso

Timamvetsetsa zomveka: Nthawi zonse ndi nthawi yomwe muli popanda khadi lanu lamphatso lomwe mumapeza mukudutsa sitolo yeniyeni yomwe muli ndi ndalama zolipiriratu. Komabe, kunyamula makhadi amphatso mu chikwama chanu sikungowononga malo, palibe njira yopezera ndalama ngati chikwama chanu chatayika. Chifukwa chake, pokhapokha mutadziwa kuti mukupita kusitolo komwe muli ndi makadi amphatso kuti muwombe, asiyeni. Njira ina: Lowetsanitu ndalama ku akaunti yanu. (Masitolo ngati Target ndi Amazon amakulolani kuchita izi kwaulere kudzera pamasamba awo.)

3. Nthawi zonse Nyamulani , kuphatikiza Ochepa Okha

Tikukhala m'dziko la debit card, koma ndalama zikadali mfumu. Pangani lamulo kuti nthawi zonse muzisunga $ 20 pamalo otetezeka omwe mukudziwa kuti simudzawononga pokhapokha mutakhala pampanipani. Onjezani ku ma singles angapo, omwe ndi abwino kukhala nawo pazinthu zing'onozing'ono kapena ngati muli ndi ndalama zochepa zolipirira ndi khadi. Nanga za kotala zilizonse ndi dimes mumabwereranso? Ikani iwo mumtsuko pamalo anu ogona usiku kuti mutenge ndalama kuti asakulemezeni.

4. Musamanyamule Khadi Lanu la Chitetezo cha Anthu Kapena Pasipoti

Zingawoneke ngati zopanda nzeru, koma kutaya izi, ndipo zimakhala ngati muli paulendo wopita ku kuba. Osanenapo, ndizovuta kwambiri kuzisintha. (Mulungu wabwino, kuchuluka kwa mapepala ochuluka.) Pokhapokha ngati mukuyenda—kapena kukonzanso zikalata zofunika kwambiri za moyo pamene chimodzi cha zinthu zimenezi chikufunika—ndi bwino kuzisiya zonse ziŵiri m’chisungiko chokhoma kapena kabati yosungiramo mabuku kunyumba.

5. Tayani Malisiti Anu Onse (Ingojambulani Kaye)

Moni, zodzaza mapepala. Choyipa chachikulu chogwirizira ma risiti akale a zillion ndikuti simungapeze zomwe mukufuna, kunena, kubweza, mukafuna. M'malo mwake, gwiritsani ntchito pulogalamu ngati Evernote kuti mujambule ndikusintha ma risiti anu onse popita. (Zimatenga masekondi awiri kuti mujambule chithunzi, ndikuchichotsa.)

6. Tengani Chithunzi Chamwana

Malinga ndi a kuphunzira kuchokera ku yunivesite ya Hertfordshire ku England, chithunzi cha mwana wokongola ndi imodzi chinthu chomwe chingakakamize munthu kuyesetsa kuti akubwezereni chikwama chanu ngati mutachitaya. (Mu phunziroli, 88 peresenti ya zikwama zokhala ndi chithunzi cha mwana zinabwezedwa.)

Zogwirizana: 7 Zikwama Zamanja Mayi Aliyense Woposa 40 Ayenera Kukhala Nawo

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Nditumizireni Imelo Onetsani Patsamba