Theka la anzanu amalumbira kuti kugula galimoto ndiyo njira yokhayo yopitira. Theka lina? Atsala pang'ono kugulitsa sedan yawo ndi SUV ya souped-up. Inde, kugula galimoto nthawi zambiri kumakhala nkhani yovuta. Koma zoona zake n’zakuti, ndi chisankho chapamwamba kwambiri chimene chimadalira pa moyo wanu. Pampanda pa zomwe zili zoyenera kwa inu? Nazi zifukwa zingapo zomwe mungafune kubwereketsa, ndi zifukwa zingapo zoganizira kugula m'malo mwake.
Makumi 20Inu'Ndikhala ndi Malipiro Ochepa Mwezi uliwonse...
Muli ndi $ 30K yozungulira? Ayi? Ngakhalenso anthu ambiri, ndichifukwa chake amatenga ngongole kuti agule magalimoto atsopano. Ndipo akatero, sikuti amangobweza mtengo wa galimotoyo, amayeneranso kulipira chiwongola dzanja mwezi uliwonse. Kumbali ina, mukabwereketsa galimoto, mumalipira makamaka chifukwa cha kuchepa kwa galimoto pazaka zomwe mumayendetsa, kotero kuti malipiro a mwezi uliwonse amakhala ochepa. Kubwereketsa kumatanthauza kuti mutha kuwononga pafupifupi 30 peresenti pakulipira pamwezi poyerekeza ndi mtengo wapamwezi wa ngongole kuti mukhale ndi galimoto. M'malo mwake, data ya 2017 yawonetsa zapadera zomwe zimaperekedwa ndi ogulitsa omwe amatsika mpaka 0 pamwezi poyerekeza ndi 0 pamwezi mukagula galimoto yatsopano. Izi nawonso zikutanthauza kuti mutha kubwereketsa chinthu chabwinoko pang'ono kuposa momwe mungathere kugula.
Zothandizidwa
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Ichi ndi chinthu. Ngakhale malipiro obwereketsa angafunike ndalama zochepa kutsogolo komanso pamwezi, mutha kugwidwa ndi kubwereketsa kosalekeza, kutanthauza kuti nthawi zonse kukhala ndi malipiro. Komabe, mgwirizano wangongole wogula galimoto yatsopano ndi pafupifupi miyezi 69, malinga ndi data ya 2017. Izi zikutanthauza kuti ngati mukukonzekera kukhala ndi galimoto yanu kwa zaka zoposa zisanu ndi chimodzi, simudzakhala ndi malipiro a galimoto. Ndipo Chase Auto zimapangitsa njira yobwereketsa kukhala yosavuta pokulolani kuti mulembetse ndikuvomerezedwa zonse pa intaneti - musanalowe m'malo ogulitsa. Mwanjira imeneyi, mumakhala okonzekera mukapita kukagula ndipo mudzadziwa zomwe mudzalipira mwezi uliwonse (ndi nthawi yayitali bwanji).
praetorianphoto / Getty ZithunziInu'Mupeza Galimoto Yatsopano Pazaka 3 Zilizonse (Ngati Mukufuna)...
Makontrakitala obwereketsa amakhala kwa zaka zitatu zokha. Ndipo ngati mutasankha kuyendetsa galimoto yanu yobwereketsa, zikutanthauza kuti mutha kuyambitsanso galimoto yatsopano, kotero kuti nthawi zonse muziyendetsa chinthu chomwe chili m'zaka zake zopanda mavuto. Ngati kuyendetsa galimoto yaposachedwa (kaya yonyezimira kapena chitetezo) ndichinthu chofunikira kwa inu, kubwereketsa ndiyo njira yoyenera.
Zithunzi za SolStock / Getty...Koma Inu'Tikuyembekezeka Kuzisunga mu Ubwino Wabwino
Kubwereketsa galimoto kuli ngati kubwereka nyumba: Ngakhale kuti malowa amakuchitikirani kwa nthawi yoikika, si yanu mwaukadaulo. Ndipo mukaperekanso makiyiwo, amayembekezera kuti asiyidwe mu mawonekedwe apamwamba. Zomwezo zimapitanso pagalimoto yobwereketsa, yomwe imatha kukhala yolimba kuposa momwe imamvekera (makamaka ngati ana osokonekera akukhudzidwa). Ngati simungathe kutsimikizira kuti mutha kusunga galimotoyo m'malo owonetsera, kugula imodzi yomwe mutha kuyisunga momwe mungakonde ndiyo njira yabwinoko.
mediaphotos / Getty ZithunziIwe Don't Ndikuyenera Kuthana ndi Kugulitsanso ...
Ikafika nthawi yoti mwakonzeka kusuntha ndikupeza galimoto yatsopano, simudzadandaula za kuchepa kwa mtengo ndi kugulitsanso. Malo ogulitsira omwe mwabwereketsa agwira chilichonse - zomwe muyenera kuchita ndikutsegula makiyi ndikusankha mtundu wagalimoto yomwe mukufuna kubwereketsa. Ndi cholemetsa chachikulu pamapewa anu.
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Mukayerekeza galimoto yanu yotsatira, kodi mumawona mawilo ozizira omwe mungagwiritse ntchito powonera tauni? Kapena muli ndi masomphenya a galimoto yabwino, yotakata yomwe ili yoyenera kuyenda panjira? Ngati ndi yotsirizira, dziwani izi: mawu obwereketsa nthawi zonse amabwera ndi ma mileage caps. Kutanthauza kuti, ngati mutadutsa ma kilomita angapo, muyenera kulipira. (Nthawi zambiri, mumangololedwa mtunda wa mailosi 10,000 mpaka 12,000 pachaka—pambuyo pake, mudzalipira pafupifupi masenti 25 pa kilomita imodzi pa utali uliwonse.) Chotero khalani owona mtima ponena za mmene mukugwiritsira ntchito galimotoyo—ngati yankho liri. zambiri, kubwereketsa sikungakhale njira yopitira.
