Kodi 'Pending' Amatanthauza Chiyani? Wogulitsa Malo Amatanthauzira Migwirizano 10 Yomwe Imayendera Ogula Kunyumba Kwambiri

Mayina Abwino Kwa Ana

Pansi:

Tsiku Lobadwa:

Tumiza

Nditumizireni Imelo Onetsani Patsamba

Pokhapokha ngati muli ndi chilolezo chogulitsa nyumba, mwina mumamwetulira mopanda kanthu ndikugwedeza mutu pa mawu omwe simunawamve mukamasaka nyumba (kapena kuwonera Kugulitsa Kulowa kwa Dzuwa ), kungotembenukira ku foni yanu ndi Google mwanzeru Kodi kudikirira kumatanthauza chiyani? Kapena kodi escrow ndi chiyani?

Mwamwayi, zotsatira zakusakazi sizinalinso, aha, poyembekezera (C'mon, chizindikiro chambiri!), zikomo kwa Realtor Jessica Lingscheit za The Somerday Group . Werengani za mawu apamwamba omwe akuti muyenera kudziwa kuti kugula nyumba yamaloto anu kukhala kosavuta, makamaka ngati ndinu ogula koyamba.

ZOKHUDZANI: 4 Mawu Othandizira Malo Ogulitsa Malo Amadana Ndi Kuwona M'ndandanda (& 5 Amaganiza Kuti Muyenera Kugwiritsa Ntchito Nthawi Zambiri)

Kodi kudikira kumatanthauza chiyani?

Pamene chopereka panyumba chavomerezedwa ndipo tsopano chili pansi pa mgwirizano, chimalembedwa ngati chikuyembekezera. Mwa kuyankhula kwina, Lingscheit amagawana, ngati nyumba ikuyembekezera ili ndi mgwirizano wokhazikika, ndipo ili mkati mogulitsidwa koma ili ndi ayi zagulitsidwa panobe. Maganizo olakwika apa? Kungoti nyumba ilibe chikwangwani chogulitsidwa panja sizitanthauza kuti ikupezekabe kapena yotsegukira kuwonedwa. M'malo mwake, kudikirira kumatanthauza kuti njira yopezera chizindikiro Chogulitsidwayo ikuchitika, ndipo zitha kutenga mwezi (kapena kupitilira apo) kuti mukafike kumeneko. Nthawi zambiri mumaziwona pamndandanda wanyumba - makamaka tsopano, msika ukutentha kwambiri - koma masamba ambiri, monga Trulia ndi Zillow, amakulolani kuti musefa nyumba zomwe zikuyembekezeredwa ngati simukufuna kukweza ziyembekezo zanu. .

Langizo kwa Realtor: Ngati muli ndi chidwi ndi nyumba yomwe ikuyembekezera, mukhoza kufunsa wogulitsa nyumba yanu ngati mungathe kuyika mgwirizano wobwereranso pamalowo, kuti ngati, pazifukwa zilizonse, mgwirizano wapachiyambi ukugwa, mudzatha. khalani wotsatira kuti mutenge izo zisanatchulidwe kuti ndizogwira ntchito pamsika.

9 Migwirizano Ina Yogulitsa Malo Aliyense Wogula Nyumba Ayenera Kudziwa

1. Kuyesa

2. Kutseka

Gawo lomaliza pakugula ndi kugulitsa nyumba pomwe wogula amasaina zikalata zonse. Chigwirizanocho chikangopeza ndalama, kutanthauza kuti malipiro ochokera kwa wobwereketsa ndi wogula apangidwa, mwini nyumba watsopano akhoza kutenga makiyi a katunduyo.

3. Kutseka Ndalama

Izi ndi zonse zolipirira ndi zolipirira zomwe muyenera kuwonetsa potseka okonzeka kulipira, kupitilira kulipira (zambiri pansipa). The Somerday Realtor akuti izi zitha kukhala paliponse kuyambira misonkho yanyumba ndi Home Owners Association (HOA) chifukwa cha chindapusa chamutu ndi inshuwaransi yakunyumba.

Langizo kwa Realtor: Funsani wobwereketsa wanu kapena wobwereketsa momwe ndalama zanu zotsekera zingawonekere kale kuti mudziwe mtengo wake. (Yembekezerani kuwononga kulikonse 2 mpaka 5 peresenti za mtengo wanyumba yanu pamitengo yotseka.)

4. Kulipira Pansi

Ngati mutenga ngongole kuti mugule nyumba yanu, banki yanu idzafuna kuti muthe kulipira, kapena peresenti ya mtengo wa nyumbayo kutsogolo. Kulipiritsa 20 peresenti kumalimbikitsidwa nthawi zambiri, kuti muthe kupeza chiwongola dzanja chabwino kwambiri ndikupewa kulipira inshuwaransi yanyumba. Komabe, kutengera mtundu wa ngongole yomwe muli nayo, simungafune kubweza (titi, ngati ndinu membala wankhondo kapena msilikali wakale yemwe akufunsira ngongole ya VA) kapena kuchepera kwanu kungakhale monga otsika mpaka 3 mpaka 3.5 peresenti . Ndikofunika kukumbukira kuti kubwezako ndi gawo limodzi chabe la mtengo wotseka, akutero Jessica.

5. Ndalama ya Escrow

Ichi ndi gawo loyamba lomwe limayikidwa pamalopo lomwe pamapeto pake lidzagwiritsidwa ntchito patebulo lotsekera.

6. HOA (Bungwe la Eni Nyumba)

Bungwe lachinsinsi lomwe limayang'anira dera (manyumba, nyumba zamatauni, nyumba za mabanja amodzi, ndi zina zotero) zomwe nthawi zambiri zimafuna ndalama zolipirira pamwezi, theka la pachaka kapena pachaka. Nthawi zambiri amaphatikiza malamulo ena omwe angatsimikizire zinthu monga ngati mungathe Airbnb nyumba yanu kapena mitundu yomwe ili yovomerezeka kupenta kunja kwa nyumba yanu.

Langizo kwa Realtor: Unikani zambiri za HOA musanapereke chilolezo kuti muwonetsetse kuti mukudziwa malamulo onse, malamulo ndi zolipiritsa zomwe zimabwera chifukwa chokhala mdera lomwelo.

7. Nthawi Yoyendera

Iyi ndi nthawi yosankha yomwe nyumbayo ikuwunikiridwa, kuchokera ku mipope yake mpaka zaka ndi momwe denga lilili, ndi woyang'anira nyumba. Kwenikweni, woyang'anira akuyang'ana zovuta zilizonse zomwe zingakhudze mtengo wa nyumbayo (ndi kukonzanso komwe muyenera kuchita mumsewu). Ndi ndalama zowonjezera pa gawo la ogula nyumba - nthawi zambiri $ 300 mpaka $ 500 - koma ndizofunika. Ngati mwapatsidwa nthaŵi yoyendera malowo, gwiritsirani ntchito mokwanira, Jessica akugogomezera. Ngakhale nyumbayo ndi nyumba yomanga yatsopano, ndikupangira kuti muyang'ane nyumba. Izi zikhoza kukupulumutsani mutu mumsewu. Ngati woyang'anira apeza zovuta zazikulu ndi nyumbayo, mutha kukambirana zamtengo, funsani wogulitsa kuti akonze izi asanatseke kapena asankhe kuchoka pamalondawo.

Langizo kwa Realtor: Funsani wothandizira wanu za nthawi yoyendera musanachite mgwirizano, ndiye pezani woyang'anira bwino m'dera lanu yemwe angakupatseni lipoti lathunthu lofotokoza zolakwika zilizonse zapakhomo kapena kukonza.

8. Kuvomerezedwa Kusadakhale

Ngati mukukonzekera kutenga ngongole kuti mugule nyumba, mudzafuna kukhala ndi chilolezo chochokera kwa wobwereketsa wanu. Iyi ndi kalata yosonyeza kuti wobwereketsa wawunikanso ndalama zanu ndi katundu wanu ndikuvomereza kuti akubwerekeni ndalama zokhazikika. Mukapita kukayika chopereka panyumba, wogulitsa adzafuna kuwona izi kuti atsimikizire kuti muli ndi ndalama zogulira nyumbayo. (Musanayambe kufunafuna nyumba mozama, ndi bwino kupeza wobwereketsa ndi kupeza kalatayi. Khalani okonzeka kulemba pempho, perekani ziganizo za ndalama kapena ndalama zolipirira, ndipo tenga ngongole yanu monga gawo la ndondomeko yovomerezeratu.)

9. Wogulitsa

Wogulitsa nyumba yemwe ali m'bungwe lomwe ali m'derali ndipo amayenera kulipira ndalama zapachaka ndikuchita makalasi ndi maphunziro ena. Ogulitsa nyumba ndi nyumba koma si onse amene amagulitsa nyumba ndi nyumba, akutero Jessica, akuwonjezera kuti, Kumene ine ndimachokera, ogulitsa malo amakhalanso ndi mabokosi amagetsi, pamene munthu amene siali m’bungwe sangafike. nyumba izi.

ZOKHUDZANI: Zolakwa Zazikulu 3 Zomwe Ogula Kunyumba Akukupanga Pompano

Zosankha Zathu Zokongoletsa Panyumba:

Horoscope Yanu Mawa

Kudziwa

Nditumizireni Imelo Onetsani Patsamba