Nyengo ya msonkho yakwana ndipo, kuyambira pano, tsiku lomalizira la Epulo 15 silidzawonjezedwa mu 2021. Mtengo wa TurboTax ndi H&R Block akadali muyeso wagolide pankhani ya misonkho yabwino komanso yosavuta kugwiritsa ntchito pa intaneti. Koma kodi ndi utumiki uti umene uli woyenera kwa inu? Tikuphwanya kufanana ndi kusiyana pakati pa masamba onsewa.
TurboTax vs. H&R Block
Tsopano popeza H&R Block adawonjezera Online Assist, mwayi wocheza ndi katswiri wamisonkho pakufunika (komanso kuti awonjezere ndalama), amatha kupikisana ndi TurboTax ikafika pantchito zawo zamisonkho. Komabe, pali masiyanidwe angapo ofunikira. TurboTax imadziwika ndi mawonekedwe ake a mafunso ndi mayankho, omwe amapangitsa kuti kudzaza msonkho kukhale kovuta kwambiri kuposa momwe zimakhalira. Kumbali yakutsogolo, H&R Block ili ndi malo opitilira 11,000 njerwa & matope, zomwe zikutanthauza kuti kucheza ndi IRL ndi katswiri ndi njira yabwino nthawi iliyonse panjira.
Mtengo wa TurboTax
Mtengo wa TurboTax wakhalapo kuyambira zaka za m'ma 1980 ndipo amakondedwa chifukwa cha mawonekedwe ake oyera komanso okhudzana ndi mafunso komanso kuti amalumikizana momasuka ndi Quickbooks, yomwe ili ndi Intuit (kampani ya mapulogalamu azachuma yomwe imakhalanso ndi TurboTax). Palinso zosankha zambiri zosefera zenizeni ndi mitengo yotsika, kutengera zosowa zanu zamisonkho.
Zoyimira za TurboTax zikuphatikiza:
- Kutha kutumiza mafomu osavuta amisonkho a federal ndi boma pakompyuta kapena pamakalata
- Njira yopezera msonkho pompopompo pogwirana pamanja kudzera TurboTax Live , komanso zomwe zangoyambitsidwa kumene TurboTax Live Full Service , zomwe zimakuphatikizani ndi katswiri wodzipatulira wamisonkho yemwe angakwanitse kubweza msonkho wanu wonse, ngakhale zitakhala zovuta bwanji (FYI, chilichonse mwa mautumikiwa chimalipira ndalama zina)
- Njira yochitira tsitsani mapulogalamu zomwe zimakulolani kuti mutsegule e-file
- Mawonekedwe a mafunso ndi mayankho omwe amapangitsa kuti kubweza kukhale kosavuta kugwiritsa ntchito
H&R Block
H&R Block idakhazikitsidwa koyamba m'ma 1950s ndipo yakhala ikupereka misonkho yaku America kuyambira pamenepo, ndi malo opitilira 11,000 padziko lonse lapansi. Koma zosankha zenizeni zimachulukanso, komanso monga TurboTax, magawo osiyanasiyana othandizira amaperekedwa (kachiwiri, ndi mitengo yotsika) kutengera momwe msonkho wanu ungakhalire wovuta.
Zina zodziwika bwino za H&R block ndi:
- Kutha kutumiza mafomu osavuta amisonkho a federal ndi boma pakompyuta kapena pamakalata
- Kusankha kutsamira ukatswiri wa oyenerera wamisonkho kudzera mwatsopano Pulogalamu Yothandizira pa intaneti kapena IRL pa malo amodzi a njerwa ndi matope a H&R Block, zonse zolipirira zina (ingotsimikizani kuti tsatirani malangizo awo achitetezo a COVID-19 musanapange nthawi yokumana ndi munthu)
- Njira yochitira chotsani msonkho wanu ndikuinyamula ikamalizidwa
- Mawonekedwe omwe ali ndi mabatani ophunzirira zambiri kuti musachoke pamisonkho yanu kuti muyankhe mafunso ovuta kwambiri.
TurboTax mwachidule
Munjira zambiri, TurboTax ili ngati malonda - mawonekedwe a Q&A amamveka ngati akukambirana mukamaliza gawo lililonse lakubwerera kwanu. Kodi mudagula nyumba chaka chino? Muli ndi ana? Momwe mumayankhira kumathandiza TurboTax kupanga mafomu omwe amagwira ntchito kwambiri pamoyo wanu komanso msonkho wanu.
Ngati mukubweza kubweza kosavuta (nthawi zambiri komwe kumaphatikizapo ndalama za W-2, ngongole za msonkho wa ana, ndi zina zotero), mtundu waulere wa TurboTax uyenera kukhala wokwanira. Koma ngati muli ndi mwana ku koleji (i.e. kuchotsera msonkho wokhudzana ndi maphunziro) kapena phindu lalikulu ndi zotayika kuti munene kapena ndalama zogulira, muyenera kukweza ku imodzi mwazosindikiza zawo zomwe zimapangidwira misonkho yomwe ndi yovuta kwambiri. (Zambiri zamitengo ya TurboTax ili pansipa.)
Chomwe chili chabwino pa TurboTax ndikuphatikiza mwayi woti mulowetse zidziwitso zamisonkho za chaka chatha ngati mudagwiritsa ntchito TurboTax kapena ayi. (Izi zimathandiza kupeputsa ndi kusunga nthawi yonse.) Palinso gawo la TurboTax CompleteCheck (lovomerezeka) lomwe limayang'ana zolakwika za mphindi yomaliza musanapereke.
Bonasi: Ngati mwaganiza kugwiritsa ntchito TurboTax a Live Baibulo, mudzapeza pa-kufuna kanema thandizo kuchokera CPA amene adzachita mzere-ndi-mzere review wa kubwerera kwanu kuwonjezera pa kuyankha mafunso aliwonse-off panjira. Palinso njira yatsopano yoperekera kubwerera kwanu konse (pafupifupi) kwa wowerengera ndalama yemwe sangokonzekera kubwerera kwanu, koma kukulemberani nthawi yoti musayinire imelo ikakwana.
Zida zina zothandiza ndi izi:
- Mutha kulowetsa zokha za W-2 kuchokera kwa abwana anu ngati agwirizana ndi TurboTax kapena mutha kujambula chithunzi chomwe chingapulumutse nthawi ikafika polemba zambiri monga nambala yanu yachitetezo chamtundu wa anthu kapena tsiku lobadwa (chithunzichi chimagwiranso ntchito pa zolemba zina monga 1099s)
- Ngati mutulutsa mtundu wa Deluxe wa TurboTax (kapena apamwamba monga ma phukusi a Premier and Self-Employed), amalumikizana ndi ItsDeductible, zomwe zimapangitsa kuti zikhale zosavuta kuyitanitsa mwachangu mitengo yochotsera zovala zoperekedwa, zinthu zapakhomo ndi zina zambiri.
- Zomwe mukufunikira ndikulowa ndi TurboTax - mutha kupeza zobwerera kuchokera pa laputopu yanu, foni yanu chifukwa cha pulogalamu yake
Nkhani Yachidule: TurboTax ndiyabwino kwambiri chifukwa chosavuta kugwiritsa ntchito komanso njira zingapo zothandizira. Ntchito zake zili kumbali yamtengo wapatali poyerekeza ndi omwe akupikisana nawo, koma mawonekedwe a mafunso ndi mayankho amawonekera kwambiri pakuchepetsa msonkho.
H&R Block mwachidule
Monga TurboTax, H&R Block imapereka zinthu zingapo zosavuta kugwiritsa ntchito polemba misonkho yanu pa intaneti, kuphatikiza mwayi wopeza thandizo lamoyo (komanso mukafuna) kuchokera kwa katswiri wamisonkho nthawi iliyonse yomwe mungafune panthawiyi kuti muwonjezere mtengo.
The mawonekedwe n'zosavuta kuyenda, nayenso. H&R Block imakuyendetsani momveka bwino pa zomwe mumapeza, zochotsera ndi ma credits, komanso zochitika zapadera, musanalembe ndi mabatani ophunzirira ambiri omwe akupezeka kuti mufotokozere mafunso ovuta.
Ndi H&R Block, njira yawo yaulere - yabwino kwa aliyense yemwe ali ndi ndalama za W-2 kuti afotokozere limodzi ndi kuyenerera kwa ngongole ya msonkho wa ana kapena ngongole ya msonkho yomwe amapeza kapena ndalama za ulova - zimawala. Zimakupatsaninso mwayi wopereka ndandanda 1 ndi 3 ya fomu 1040, bonasi popeza, nthawi zambiri, mudzafunika mafomuwa kuti muchotse chiwongola dzanja cha ngongole, alimony ndi zopereka zapadera zopuma pantchito. Izi zati, kwa aliyense amene akufunika kuchotseratu (titi, muli ndi ndalama zodzipangira nokha), mudzafunika kuyikapo ndalama mumitundu yawo yosinthidwa. (Zambiri zamitengo ya H&R Block ili pansipa.)
Ukadaulo wamisonkho womwe ulipo woperekedwa ndi H&R Block umachokera pamisonkho yomwe mungasakike (ganizirani makanema aphunziro) kupita ku chithandizo chamsonkho chamunthu m'modzi kuchokera ku CPA yeniyeni. Pulogalamu yawo yatsopano ya Online Assist imapangitsa kuti ntchito zawo zipikisane kwambiri ndi TurboTax kupatsidwa kuti mutha kulipira upangiri wamisonkho wopanda malire, womwe umafunidwa (kugawana skrini kumaphatikizidwa) ndi CPA nthawi iliyonse mukasungitsa. (Ingokumbukirani kuti akatswiri a H&R Block sangawunikenso, kusaina kapena kukupatsirani imelo yobwezera.)
Pomaliza, monga TurboTax, H&R Block imakupatsani mwayi woti muthe kubweza msonkho wachaka chatha kuchokera kwa wopereka aliyense (mungafunike kukweza PDF, koma ndondomekoyi ndi yopanda msoko) komanso imakulolani kuti muzitha kuyang'anira kuchuluka kwa mapulogalamu omwe mumawononga kudzera pa intaneti. ticker pamwamba (zothandiza ngati mwadzidzidzi mugunda chipika chamsewu pobwerera kwanu ndikusankha kupempha thandizo la m'modzi mwamaubwino awo amisonkho pambuyo pake).
Zida zina zothandiza ndi izi:
- Mutha kuitanitsa W-2 yanu kuchokera kwa abwana anu kapena kuyika chithunzi chake (chofanana ndi ambiri mwa ma 1099s anu, kutengera mtundu womwe mumalipira), womwensonso-ndiwopulumutsa nthawi.
- H&R Tsekani mapaketi amisonkho (mulingo wa Deluxe kapena kupitilira apo) amalumikizana ndi DeductionPro, zomwe zimapangitsa kukhala kosavuta kuwerengera mtengo wazinthu zomwe wamba monga zovala zoperekedwa, zinthu zapakhomo ndi zina zambiri.
- Pali pulogalamu yothandizana nayo ndipo popeza pulogalamuyi ili pa intaneti, zomwe mukufunikira ndikulowetsamo kuti mupeze kubwerera kwanu nthawi iliyonse, kulikonse.
Nkhani Yachidule: H & R Block ndi yabwino kwa osiyanasiyana options-kuphatikizapo luso kwenikweni kukumana ndi CPA m'moyo weniweni. Ilinso ndi mtengo wopikisana pang'ono kuposa TurboTax.
TurboTax vs. H&R Block: Mtengo
Pamapeto pa tsiku, H&R Block imawononga ndalama zochepa kuposa TurboTax, koma phukusi lililonse limapereka mawonekedwe osiyanasiyana, kotero kusankha kumatsikira kwa inu ndi zosowa zanu zamisonkho.
Mapangidwe amitengo ya TurboTax amawonongeka motere:
- Kutha kutumiza mafomu osavuta amisonkho a federal ndi boma pakompyuta kapena pamakalata
- Njira yopezera msonkho pompopompo pogwirana pamanja kudzera TurboTax Live , komanso zomwe zangoyambitsidwa kumene TurboTax Live Full Service , zomwe zimakuphatikizani ndi katswiri wodzipatulira wamisonkho yemwe angakwanitse kubweza msonkho wanu wonse, ngakhale zitakhala zovuta bwanji (FYI, chilichonse mwa mautumikiwa chimalipira ndalama zina)
- Njira yochitira tsitsani mapulogalamu zomwe zimakulolani kuti mutsegule e-file
- Mawonekedwe a mafunso ndi mayankho omwe amapangitsa kuti kubweza kukhale kosavuta kugwiritsa ntchito
- Kutha kutumiza mafomu osavuta amisonkho a federal ndi boma pakompyuta kapena pamakalata
- Kusankha kutsamira ukatswiri wa oyenerera wamisonkho kudzera mwatsopano Pulogalamu Yothandizira pa intaneti kapena IRL pa malo amodzi a njerwa ndi matope a H&R Block, zonse zolipirira zina (ingotsimikizani kuti tsatirani malangizo awo achitetezo a COVID-19 musanapange nthawi yokumana ndi munthu)
- Njira yochitira chotsani msonkho wanu ndikuinyamula ikamalizidwa
- Mawonekedwe omwe ali ndi mabatani ophunzirira zambiri kuti musachoke pamisonkho yanu kuti muyankhe mafunso ovuta kwambiri.
- Mutha kulowetsa zokha za W-2 kuchokera kwa abwana anu ngati agwirizana ndi TurboTax kapena mutha kujambula chithunzi chomwe chingapulumutse nthawi ikafika polemba zambiri monga nambala yanu yachitetezo chamtundu wa anthu kapena tsiku lobadwa (chithunzichi chimagwiranso ntchito pa zolemba zina monga 1099s)
- Ngati mutulutsa mtundu wa Deluxe wa TurboTax (kapena apamwamba monga ma phukusi a Premier and Self-Employed), amalumikizana ndi ItsDeductible, zomwe zimapangitsa kuti zikhale zosavuta kuyitanitsa mwachangu mitengo yochotsera zovala zoperekedwa, zinthu zapakhomo ndi zina zambiri.
- Zomwe mukufunikira ndikulowa ndi TurboTax - mutha kupeza zobwerera kuchokera pa laputopu yanu, foni yanu chifukwa cha pulogalamu yake
- Mutha kuitanitsa W-2 yanu kuchokera kwa abwana anu kapena kuyika chithunzi chake (chofanana ndi ambiri mwa ma 1099s anu, kutengera mtundu womwe mumalipira), womwensonso-ndiwopulumutsa nthawi.
- H&R Tsekani mapaketi amisonkho (mulingo wa Deluxe kapena kupitilira apo) amalumikizana ndi DeductionPro, zomwe zimapangitsa kukhala kosavuta kuwerengera mtengo wazinthu zomwe wamba monga zovala zoperekedwa, zinthu zapakhomo ndi zina zambiri.
- Pali pulogalamu yothandizana nayo ndipo popeza pulogalamuyi ili pa intaneti, zomwe mukufunikira ndikulowetsamo kuti mupeze kubwerera kwanu nthawi iliyonse, kulikonse.
- Kutha kutumiza mafomu osavuta amisonkho a federal ndi boma pakompyuta kapena pamakalata
- Njira yopezera msonkho pompopompo pogwirana pamanja kudzera TurboTax Live , komanso zomwe zangoyambitsidwa kumene TurboTax Live Full Service , zomwe zimakuphatikizani ndi katswiri wodzipatulira wamisonkho yemwe angakwanitse kubweza msonkho wanu wonse, ngakhale zitakhala zovuta bwanji (FYI, chilichonse mwa mautumikiwa chimalipira ndalama zina)
- Njira yochitira tsitsani mapulogalamu zomwe zimakulolani kuti mutsegule e-file
- Mawonekedwe a mafunso ndi mayankho omwe amapangitsa kuti kubweza kukhale kosavuta kugwiritsa ntchito
- Kutha kutumiza mafomu osavuta amisonkho a federal ndi boma pakompyuta kapena pamakalata
- Kusankha kutsamira ukatswiri wa oyenerera wamisonkho kudzera mwatsopano Pulogalamu Yothandizira pa intaneti kapena IRL pa malo amodzi a njerwa ndi matope a H&R Block, zonse zolipirira zina (ingotsimikizani kuti tsatirani malangizo awo achitetezo a COVID-19 musanapange nthawi yokumana ndi munthu)
- Njira yochitira chotsani msonkho wanu ndikuinyamula ikamalizidwa
- Mawonekedwe omwe ali ndi mabatani ophunzirira zambiri kuti musachoke pamisonkho yanu kuti muyankhe mafunso ovuta kwambiri.
- Mutha kulowetsa zokha za W-2 kuchokera kwa abwana anu ngati agwirizana ndi TurboTax kapena mutha kujambula chithunzi chomwe chingapulumutse nthawi ikafika polemba zambiri monga nambala yanu yachitetezo chamtundu wa anthu kapena tsiku lobadwa (chithunzichi chimagwiranso ntchito pa zolemba zina monga 1099s)
- Ngati mutulutsa mtundu wa Deluxe wa TurboTax (kapena apamwamba monga ma phukusi a Premier and Self-Employed), amalumikizana ndi ItsDeductible, zomwe zimapangitsa kuti zikhale zosavuta kuyitanitsa mwachangu mitengo yochotsera zovala zoperekedwa, zinthu zapakhomo ndi zina zambiri.
- Zomwe mukufunikira ndikulowa ndi TurboTax - mutha kupeza zobwerera kuchokera pa laputopu yanu, foni yanu chifukwa cha pulogalamu yake
- Mutha kuitanitsa W-2 yanu kuchokera kwa abwana anu kapena kuyika chithunzi chake (chofanana ndi ambiri mwa ma 1099s anu, kutengera mtundu womwe mumalipira), womwensonso-ndiwopulumutsa nthawi.
- H&R Tsekani mapaketi amisonkho (mulingo wa Deluxe kapena kupitilira apo) amalumikizana ndi DeductionPro, zomwe zimapangitsa kukhala kosavuta kuwerengera mtengo wazinthu zomwe wamba monga zovala zoperekedwa, zinthu zapakhomo ndi zina zambiri.
- Pali pulogalamu yothandizana nayo ndipo popeza pulogalamuyi ili pa intaneti, zomwe mukufunikira ndikulowetsamo kuti mupeze kubwerera kwanu nthawi iliyonse, kulikonse.
- Kutha kutumiza mafomu osavuta amisonkho a federal ndi boma pakompyuta kapena pamakalata
- Njira yopezera msonkho pompopompo pogwirana pamanja kudzera TurboTax Live , komanso zomwe zangoyambitsidwa kumene TurboTax Live Full Service , zomwe zimakuphatikizani ndi katswiri wodzipatulira wamisonkho yemwe angakwanitse kubweza msonkho wanu wonse, ngakhale zitakhala zovuta bwanji (FYI, chilichonse mwa mautumikiwa chimalipira ndalama zina)
- Njira yochitira tsitsani mapulogalamu zomwe zimakulolani kuti mutsegule e-file
- Mawonekedwe a mafunso ndi mayankho omwe amapangitsa kuti kubweza kukhale kosavuta kugwiritsa ntchito
- Kutha kutumiza mafomu osavuta amisonkho a federal ndi boma pakompyuta kapena pamakalata
- Kusankha kutsamira ukatswiri wa oyenerera wamisonkho kudzera mwatsopano Pulogalamu Yothandizira pa intaneti kapena IRL pa malo amodzi a njerwa ndi matope a H&R Block, zonse zolipirira zina (ingotsimikizani kuti tsatirani malangizo awo achitetezo a COVID-19 musanapange nthawi yokumana ndi munthu)
- Njira yochitira chotsani msonkho wanu ndikuinyamula ikamalizidwa
- Mawonekedwe omwe ali ndi mabatani ophunzirira zambiri kuti musachoke pamisonkho yanu kuti muyankhe mafunso ovuta kwambiri.
- Mutha kulowetsa zokha za W-2 kuchokera kwa abwana anu ngati agwirizana ndi TurboTax kapena mutha kujambula chithunzi chomwe chingapulumutse nthawi ikafika polemba zambiri monga nambala yanu yachitetezo chamtundu wa anthu kapena tsiku lobadwa (chithunzichi chimagwiranso ntchito pa zolemba zina monga 1099s)
- Ngati mutulutsa mtundu wa Deluxe wa TurboTax (kapena apamwamba monga ma phukusi a Premier and Self-Employed), amalumikizana ndi ItsDeductible, zomwe zimapangitsa kuti zikhale zosavuta kuyitanitsa mwachangu mitengo yochotsera zovala zoperekedwa, zinthu zapakhomo ndi zina zambiri.
- Zomwe mukufunikira ndikulowa ndi TurboTax - mutha kupeza zobwerera kuchokera pa laputopu yanu, foni yanu chifukwa cha pulogalamu yake
- Mutha kuitanitsa W-2 yanu kuchokera kwa abwana anu kapena kuyika chithunzi chake (chofanana ndi ambiri mwa ma 1099s anu, kutengera mtundu womwe mumalipira), womwensonso-ndiwopulumutsa nthawi.
- H&R Tsekani mapaketi amisonkho (mulingo wa Deluxe kapena kupitilira apo) amalumikizana ndi DeductionPro, zomwe zimapangitsa kukhala kosavuta kuwerengera mtengo wazinthu zomwe wamba monga zovala zoperekedwa, zinthu zapakhomo ndi zina zambiri.
- Pali pulogalamu yothandizana nayo ndipo popeza pulogalamuyi ili pa intaneti, zomwe mukufunikira ndikulowetsamo kuti mupeze kubwerera kwanu nthawi iliyonse, kulikonse.
- Kutha kutumiza mafomu osavuta amisonkho a federal ndi boma pakompyuta kapena pamakalata
- Njira yopezera msonkho pompopompo pogwirana pamanja kudzera TurboTax Live , komanso zomwe zangoyambitsidwa kumene TurboTax Live Full Service , zomwe zimakuphatikizani ndi katswiri wodzipatulira wamisonkho yemwe angakwanitse kubweza msonkho wanu wonse, ngakhale zitakhala zovuta bwanji (FYI, chilichonse mwa mautumikiwa chimalipira ndalama zina)
- Njira yochitira tsitsani mapulogalamu zomwe zimakulolani kuti mutsegule e-file
- Mawonekedwe a mafunso ndi mayankho omwe amapangitsa kuti kubweza kukhale kosavuta kugwiritsa ntchito
- Kutha kutumiza mafomu osavuta amisonkho a federal ndi boma pakompyuta kapena pamakalata
- Kusankha kutsamira ukatswiri wa oyenerera wamisonkho kudzera mwatsopano Pulogalamu Yothandizira pa intaneti kapena IRL pa malo amodzi a njerwa ndi matope a H&R Block, zonse zolipirira zina (ingotsimikizani kuti tsatirani malangizo awo achitetezo a COVID-19 musanapange nthawi yokumana ndi munthu)
- Njira yochitira chotsani msonkho wanu ndikuinyamula ikamalizidwa
- Mawonekedwe omwe ali ndi mabatani ophunzirira zambiri kuti musachoke pamisonkho yanu kuti muyankhe mafunso ovuta kwambiri.
- Mutha kulowetsa zokha za W-2 kuchokera kwa abwana anu ngati agwirizana ndi TurboTax kapena mutha kujambula chithunzi chomwe chingapulumutse nthawi ikafika polemba zambiri monga nambala yanu yachitetezo chamtundu wa anthu kapena tsiku lobadwa (chithunzichi chimagwiranso ntchito pa zolemba zina monga 1099s)
- Ngati mutulutsa mtundu wa Deluxe wa TurboTax (kapena apamwamba monga ma phukusi a Premier and Self-Employed), amalumikizana ndi ItsDeductible, zomwe zimapangitsa kuti zikhale zosavuta kuyitanitsa mwachangu mitengo yochotsera zovala zoperekedwa, zinthu zapakhomo ndi zina zambiri.
- Zomwe mukufunikira ndikulowa ndi TurboTax - mutha kupeza zobwerera kuchokera pa laputopu yanu, foni yanu chifukwa cha pulogalamu yake
- Mutha kuitanitsa W-2 yanu kuchokera kwa abwana anu kapena kuyika chithunzi chake (chofanana ndi ambiri mwa ma 1099s anu, kutengera mtundu womwe mumalipira), womwensonso-ndiwopulumutsa nthawi.
- H&R Tsekani mapaketi amisonkho (mulingo wa Deluxe kapena kupitilira apo) amalumikizana ndi DeductionPro, zomwe zimapangitsa kukhala kosavuta kuwerengera mtengo wazinthu zomwe wamba monga zovala zoperekedwa, zinthu zapakhomo ndi zina zambiri.
- Pali pulogalamu yothandizana nayo ndipo popeza pulogalamuyi ili pa intaneti, zomwe mukufunikira ndikulowetsamo kuti mupeze kubwerera kwanu nthawi iliyonse, kulikonse.
- Kutha kutumiza mafomu osavuta amisonkho a federal ndi boma pakompyuta kapena pamakalata
- Njira yopezera msonkho pompopompo pogwirana pamanja kudzera TurboTax Live , komanso zomwe zangoyambitsidwa kumene TurboTax Live Full Service , zomwe zimakuphatikizani ndi katswiri wodzipatulira wamisonkho yemwe angakwanitse kubweza msonkho wanu wonse, ngakhale zitakhala zovuta bwanji (FYI, chilichonse mwa mautumikiwa chimalipira ndalama zina)
- Njira yochitira tsitsani mapulogalamu zomwe zimakulolani kuti mutsegule e-file
- Mawonekedwe a mafunso ndi mayankho omwe amapangitsa kuti kubweza kukhale kosavuta kugwiritsa ntchito
- Kutha kutumiza mafomu osavuta amisonkho a federal ndi boma pakompyuta kapena pamakalata
- Kusankha kutsamira ukatswiri wa oyenerera wamisonkho kudzera mwatsopano Pulogalamu Yothandizira pa intaneti kapena IRL pa malo amodzi a njerwa ndi matope a H&R Block, zonse zolipirira zina (ingotsimikizani kuti tsatirani malangizo awo achitetezo a COVID-19 musanapange nthawi yokumana ndi munthu)
- Njira yochitira chotsani msonkho wanu ndikuinyamula ikamalizidwa
- Mawonekedwe omwe ali ndi mabatani ophunzirira zambiri kuti musachoke pamisonkho yanu kuti muyankhe mafunso ovuta kwambiri.
- Mutha kulowetsa zokha za W-2 kuchokera kwa abwana anu ngati agwirizana ndi TurboTax kapena mutha kujambula chithunzi chomwe chingapulumutse nthawi ikafika polemba zambiri monga nambala yanu yachitetezo chamtundu wa anthu kapena tsiku lobadwa (chithunzichi chimagwiranso ntchito pa zolemba zina monga 1099s)
- Ngati mutulutsa mtundu wa Deluxe wa TurboTax (kapena apamwamba monga ma phukusi a Premier and Self-Employed), amalumikizana ndi ItsDeductible, zomwe zimapangitsa kuti zikhale zosavuta kuyitanitsa mwachangu mitengo yochotsera zovala zoperekedwa, zinthu zapakhomo ndi zina zambiri.
- Zomwe mukufunikira ndikulowa ndi TurboTax - mutha kupeza zobwerera kuchokera pa laputopu yanu, foni yanu chifukwa cha pulogalamu yake
- Mutha kuitanitsa W-2 yanu kuchokera kwa abwana anu kapena kuyika chithunzi chake (chofanana ndi ambiri mwa ma 1099s anu, kutengera mtundu womwe mumalipira), womwensonso-ndiwopulumutsa nthawi.
- H&R Tsekani mapaketi amisonkho (mulingo wa Deluxe kapena kupitilira apo) amalumikizana ndi DeductionPro, zomwe zimapangitsa kukhala kosavuta kuwerengera mtengo wazinthu zomwe wamba monga zovala zoperekedwa, zinthu zapakhomo ndi zina zambiri.
- Pali pulogalamu yothandizana nayo ndipo popeza pulogalamuyi ili pa intaneti, zomwe mukufunikira ndikulowetsamo kuti mupeze kubwerera kwanu nthawi iliyonse, kulikonse.
- Kutha kutumiza mafomu osavuta amisonkho a federal ndi boma pakompyuta kapena pamakalata
- Njira yopezera msonkho pompopompo pogwirana pamanja kudzera TurboTax Live , komanso zomwe zangoyambitsidwa kumene TurboTax Live Full Service , zomwe zimakuphatikizani ndi katswiri wodzipatulira wamisonkho yemwe angakwanitse kubweza msonkho wanu wonse, ngakhale zitakhala zovuta bwanji (FYI, chilichonse mwa mautumikiwa chimalipira ndalama zina)
- Njira yochitira tsitsani mapulogalamu zomwe zimakulolani kuti mutsegule e-file
- Mawonekedwe a mafunso ndi mayankho omwe amapangitsa kuti kubweza kukhale kosavuta kugwiritsa ntchito
- Kutha kutumiza mafomu osavuta amisonkho a federal ndi boma pakompyuta kapena pamakalata
- Kusankha kutsamira ukatswiri wa oyenerera wamisonkho kudzera mwatsopano Pulogalamu Yothandizira pa intaneti kapena IRL pa malo amodzi a njerwa ndi matope a H&R Block, zonse zolipirira zina (ingotsimikizani kuti tsatirani malangizo awo achitetezo a COVID-19 musanapange nthawi yokumana ndi munthu)
- Njira yochitira chotsani msonkho wanu ndikuinyamula ikamalizidwa
- Mawonekedwe omwe ali ndi mabatani ophunzirira zambiri kuti musachoke pamisonkho yanu kuti muyankhe mafunso ovuta kwambiri.
- Mutha kulowetsa zokha za W-2 kuchokera kwa abwana anu ngati agwirizana ndi TurboTax kapena mutha kujambula chithunzi chomwe chingapulumutse nthawi ikafika polemba zambiri monga nambala yanu yachitetezo chamtundu wa anthu kapena tsiku lobadwa (chithunzichi chimagwiranso ntchito pa zolemba zina monga 1099s)
- Ngati mutulutsa mtundu wa Deluxe wa TurboTax (kapena apamwamba monga ma phukusi a Premier and Self-Employed), amalumikizana ndi ItsDeductible, zomwe zimapangitsa kuti zikhale zosavuta kuyitanitsa mwachangu mitengo yochotsera zovala zoperekedwa, zinthu zapakhomo ndi zina zambiri.
- Zomwe mukufunikira ndikulowa ndi TurboTax - mutha kupeza zobwerera kuchokera pa laputopu yanu, foni yanu chifukwa cha pulogalamu yake
- Mutha kuitanitsa W-2 yanu kuchokera kwa abwana anu kapena kuyika chithunzi chake (chofanana ndi ambiri mwa ma 1099s anu, kutengera mtundu womwe mumalipira), womwensonso-ndiwopulumutsa nthawi.
- H&R Tsekani mapaketi amisonkho (mulingo wa Deluxe kapena kupitilira apo) amalumikizana ndi DeductionPro, zomwe zimapangitsa kukhala kosavuta kuwerengera mtengo wazinthu zomwe wamba monga zovala zoperekedwa, zinthu zapakhomo ndi zina zambiri.
- Pali pulogalamu yothandizana nayo ndipo popeza pulogalamuyi ili pa intaneti, zomwe mukufunikira ndikulowetsamo kuti mupeze kubwerera kwanu nthawi iliyonse, kulikonse.
Nyengo ya msonkho yakwana ndipo, kuyambira pano, tsiku lomalizira la Epulo 15 silidzawonjezedwa mu 2021. Mtengo wa TurboTax ndi H&R Block akadali muyeso wagolide pankhani ya misonkho yabwino komanso yosavuta kugwiritsa ntchito pa intaneti. Koma kodi ndi utumiki uti umene uli woyenera kwa inu? Tikuphwanya kufanana ndi kusiyana pakati pa masamba onsewa.
TurboTax vs. H&R Block
Tsopano popeza H&R Block adawonjezera Online Assist, mwayi wocheza ndi katswiri wamisonkho pakufunika (komanso kuti awonjezere ndalama), amatha kupikisana ndi TurboTax ikafika pantchito zawo zamisonkho. Komabe, pali masiyanidwe angapo ofunikira. TurboTax imadziwika ndi mawonekedwe ake a mafunso ndi mayankho, omwe amapangitsa kuti kudzaza msonkho kukhale kovuta kwambiri kuposa momwe zimakhalira. Kumbali yakutsogolo, H&R Block ili ndi malo opitilira 11,000 njerwa & matope, zomwe zikutanthauza kuti kucheza ndi IRL ndi katswiri ndi njira yabwino nthawi iliyonse panjira.
Mtengo wa TurboTax
Mtengo wa TurboTax wakhalapo kuyambira zaka za m'ma 1980 ndipo amakondedwa chifukwa cha mawonekedwe ake oyera komanso okhudzana ndi mafunso komanso kuti amalumikizana momasuka ndi Quickbooks, yomwe ili ndi Intuit (kampani ya mapulogalamu azachuma yomwe imakhalanso ndi TurboTax). Palinso zosankha zambiri zosefera zenizeni ndi mitengo yotsika, kutengera zosowa zanu zamisonkho.
Zoyimira za TurboTax zikuphatikiza:
H&R Block
H&R Block idakhazikitsidwa koyamba m'ma 1950s ndipo yakhala ikupereka misonkho yaku America kuyambira pamenepo, ndi malo opitilira 11,000 padziko lonse lapansi. Koma zosankha zenizeni zimachulukanso, komanso monga TurboTax, magawo osiyanasiyana othandizira amaperekedwa (kachiwiri, ndi mitengo yotsika) kutengera momwe msonkho wanu ungakhalire wovuta.
Zina zodziwika bwino za H&R block ndi:
TurboTax mwachidule
Munjira zambiri, TurboTax ili ngati malonda - mawonekedwe a Q&A amamveka ngati akukambirana mukamaliza gawo lililonse lakubwerera kwanu. Kodi mudagula nyumba chaka chino? Muli ndi ana? Momwe mumayankhira kumathandiza TurboTax kupanga mafomu omwe amagwira ntchito kwambiri pamoyo wanu komanso msonkho wanu.
Ngati mukubweza kubweza kosavuta (nthawi zambiri komwe kumaphatikizapo ndalama za W-2, ngongole za msonkho wa ana, ndi zina zotero), mtundu waulere wa TurboTax uyenera kukhala wokwanira. Koma ngati muli ndi mwana ku koleji (i.e. kuchotsera msonkho wokhudzana ndi maphunziro) kapena phindu lalikulu ndi zotayika kuti munene kapena ndalama zogulira, muyenera kukweza ku imodzi mwazosindikiza zawo zomwe zimapangidwira misonkho yomwe ndi yovuta kwambiri. (Zambiri zamitengo ya TurboTax ili pansipa.)
Chomwe chili chabwino pa TurboTax ndikuphatikiza mwayi woti mulowetse zidziwitso zamisonkho za chaka chatha ngati mudagwiritsa ntchito TurboTax kapena ayi. (Izi zimathandiza kupeputsa ndi kusunga nthawi yonse.) Palinso gawo la TurboTax CompleteCheck (lovomerezeka) lomwe limayang'ana zolakwika za mphindi yomaliza musanapereke.
Bonasi: Ngati mwaganiza kugwiritsa ntchito TurboTax a Live Baibulo, mudzapeza pa-kufuna kanema thandizo kuchokera CPA amene adzachita mzere-ndi-mzere review wa kubwerera kwanu kuwonjezera pa kuyankha mafunso aliwonse-off panjira. Palinso njira yatsopano yoperekera kubwerera kwanu konse (pafupifupi) kwa wowerengera ndalama yemwe sangokonzekera kubwerera kwanu, koma kukulemberani nthawi yoti musayinire imelo ikakwana.
Zida zina zothandiza ndi izi:
Nkhani Yachidule: TurboTax ndiyabwino kwambiri chifukwa chosavuta kugwiritsa ntchito komanso njira zingapo zothandizira. Ntchito zake zili kumbali yamtengo wapatali poyerekeza ndi omwe akupikisana nawo, koma mawonekedwe a mafunso ndi mayankho amawonekera kwambiri pakuchepetsa msonkho.
H&R Block mwachidule
Monga TurboTax, H&R Block imapereka zinthu zingapo zosavuta kugwiritsa ntchito polemba misonkho yanu pa intaneti, kuphatikiza mwayi wopeza thandizo lamoyo (komanso mukafuna) kuchokera kwa katswiri wamisonkho nthawi iliyonse yomwe mungafune panthawiyi kuti muwonjezere mtengo.
The mawonekedwe n'zosavuta kuyenda, nayenso. H&R Block imakuyendetsani momveka bwino pa zomwe mumapeza, zochotsera ndi ma credits, komanso zochitika zapadera, musanalembe ndi mabatani ophunzirira ambiri omwe akupezeka kuti mufotokozere mafunso ovuta.
Ndi H&R Block, njira yawo yaulere - yabwino kwa aliyense yemwe ali ndi ndalama za W-2 kuti afotokozere limodzi ndi kuyenerera kwa ngongole ya msonkho wa ana kapena ngongole ya msonkho yomwe amapeza kapena ndalama za ulova - zimawala. Zimakupatsaninso mwayi wopereka ndandanda 1 ndi 3 ya fomu 1040, bonasi popeza, nthawi zambiri, mudzafunika mafomuwa kuti muchotse chiwongola dzanja cha ngongole, alimony ndi zopereka zapadera zopuma pantchito. Izi zati, kwa aliyense amene akufunika kuchotseratu (titi, muli ndi ndalama zodzipangira nokha), mudzafunika kuyikapo ndalama mumitundu yawo yosinthidwa. (Zambiri zamitengo ya H&R Block ili pansipa.)
Ukadaulo wamisonkho womwe ulipo woperekedwa ndi H&R Block umachokera pamisonkho yomwe mungasakike (ganizirani makanema aphunziro) kupita ku chithandizo chamsonkho chamunthu m'modzi kuchokera ku CPA yeniyeni. Pulogalamu yawo yatsopano ya Online Assist imapangitsa kuti ntchito zawo zipikisane kwambiri ndi TurboTax kupatsidwa kuti mutha kulipira upangiri wamisonkho wopanda malire, womwe umafunidwa (kugawana skrini kumaphatikizidwa) ndi CPA nthawi iliyonse mukasungitsa. (Ingokumbukirani kuti akatswiri a H&R Block sangawunikenso, kusaina kapena kukupatsirani imelo yobwezera.)
Pomaliza, monga TurboTax, H&R Block imakupatsani mwayi woti muthe kubweza msonkho wachaka chatha kuchokera kwa wopereka aliyense (mungafunike kukweza PDF, koma ndondomekoyi ndi yopanda msoko) komanso imakulolani kuti muzitha kuyang'anira kuchuluka kwa mapulogalamu omwe mumawononga kudzera pa intaneti. ticker pamwamba (zothandiza ngati mwadzidzidzi mugunda chipika chamsewu pobwerera kwanu ndikusankha kupempha thandizo la m'modzi mwamaubwino awo amisonkho pambuyo pake).
Zida zina zothandiza ndi izi:
Nkhani Yachidule: H & R Block ndi yabwino kwa osiyanasiyana options-kuphatikizapo luso kwenikweni kukumana ndi CPA m'moyo weniweni. Ilinso ndi mtengo wopikisana pang'ono kuposa TurboTax.
TurboTax vs. H&R Block: Mtengo
Pamapeto pa tsiku, H&R Block imawononga ndalama zochepa kuposa TurboTax, koma phukusi lililonse limapereka mawonekedwe osiyanasiyana, kotero kusankha kumatsikira kwa inu ndi zosowa zanu zamisonkho.
Mapangidwe amitengo ya TurboTax amawonongeka motere:
Dziko: $0
Zabwino kwambiri pakubweza misonkho kosavuta (kutanthauza kuti mukufuna kuyitanitsa zochotsera zilizonse kupitilira muyeso, ngongole yamisonkho yomwe mumapeza komanso ngongole yamisonkho ya ana), mtundu uwu umakupatsani mwayi wopereka 1040 ndikubweza boma kwaulere.
Dziko: $0
Chokhacho chomwe chimalekanitsa izi ndi mtundu waulere ndikuti chimaphatikizanso mwayi wofikira mavidiyo omwe amafunidwa ndi ovomereza msonkho.
Dziko: $50 ($55 ndi Live)
Zoyenera kwa aliyense amene angafune kubweza msonkho wawo, kuphatikizanso kuchotsera misonkho zingapo ndi ziwongola dzanja, nawonso. Komanso, ndizothandiza ngati muli ndi ndalama zamabizinesi popanda ndalama zilizonse.
Dziko: $50 ($55 ndi Live)
Mtunduwu ndi wofanana ndi wa Deluxe koma umawonjezera mwayi wopereka lipoti lazachuma komanso ndalama zobwereketsa.
Dziko: $50 ($55 ndi Live)
Zofanana ndi mtundu wa Premier, koma umakhudza ndalama zamabizinesi ndi ndalama, komanso kuchotsera ofesi yakunyumba. Mutha kulunzanitsanso ndi Square, Lyft ndi Uber kuti mutenge ndalama.
Mapangidwe amitengo ya H&R Block amawonongeka motere:
Dziko: $0
Mtunduwu umakupatsani mwayi wopereka msonkho wosavuta (kutanthauza kuti mukufuna kuyitanitsa ndalama zilizonse zomwe zachotsedwa kupitilira muyeso, ngongole yamisonkho yomwe mumapeza ndi ngongole yamisonkho ya ana), kuphatikiza pandandanda 1 ndi 3 kwaulere.
Dziko: $0
Izi ndizofanana ndi mtundu waulere, kupatula kuti mutha kupeza akatswiri amisonkho a H&R Block kuti muthandizidwe pamisonkho.
Dziko: $36.99
Mtunduwu umakupatsani mwayi woti musinthe ndikudzitengera kuchotsera misonkho ndi ma credits angapo.
Dziko: $36.99
Mtunduwu ndi wofanana ndi Deluxe, koma umakupatsaninso mwayi woti mutenge malo obwereketsa komanso ndalama zilizonse zomwe mumapeza.
Dziko: $36.99
Ndiwoyenera kwa odziyimira pawokha, makontrakitala odziyimira pawokha komanso eni mabizinesi ang'onoang'ono, mtundu uwu umakupatsaninso mwayi wolowetsa ndalama zilizonse za Uber.
TurboTax vs. H&R Block: Zosankha Zaulere
Ngati zonse zomwe muyenera kuwerengera ndi ndalama zanu za W-2, ngongole ya msonkho yomwe mumapeza kapena ngongole yamisonkho ya ana, TurboTax ndi H&R Block akuphimba ndi mitundu yaulere yamapulogalamu awo amisonkho.
Koma dongosolo laulere la H&R Block lolemba misonkho laulere limabwera ndi chowonjezera chowonjezera: Njira yolembera ndandanda 1 ndi 3 ya fomu 1040, yomwe ili yothandiza - ndipo nthawi zambiri imafunika - kwa okhometsa misonkho omwe amafunikira kuwerengera ndalama zomwe zimachotsedwa wamba monga kubweza ngongole, chiwongola dzanja cha ophunzira, ndalama zamabizinesi, alimony, ndalama zowasamalira ndi zina zambiri.
TurboTax vs. H&R Block: User Friendliness
Mafunso ndi mayankho a pulogalamu ya TurboTax ndiyabwino kwambiri. Zimakupangitsani kuti mulembe zolemba zanu zamisonkho kukhala zoyankhulana kwambiri kuposa kupita mzere ndi mzere kudzera mu ndalama zomwe mumapeza komanso ndalama ndi kuchotsera.
Izi zati, onse TurboTax ndi H&R Block amapereka zokumana nazo zosavuta komanso zolunjika za ogwiritsa ntchito zomwe zimayika ngakhale okhometsa misonkho oyambira pampando woyendetsa. (Kupeza zambiri ngati maphunziro amakanema kapena zolemba zokhala ndi malangizo ofulumira komanso zidziwitso zaukatswiri zikupezeka pamasamba onse awiri.)
Kuphatikiza apo, ntchito zonse ziwirizi zimakupatsani mwayi wowona kuchotsera kosiyanasiyana kukubwezerani ndalama munthawi yeniyeni kudzera pa ticker pamwamba pazenera.
TurboTax vs. H&R Block: Customer Service
Ndi TurboTax, ogwiritsa ntchito onse ali ndi mwayi wopeza chatbot kapena fomu yolumikizirana yamafunso aukadaulo omwe amatuluka mukamagwiritsa ntchito nsanja. Koma ngati mungakonde TurboTax Live, apa ndipamene nyimboyi imayimba. Imbani katswiri wa TurboTax maola onse ausiku (ngakhale mutha kuyembekezera nthawi yodikirira nthawi yayitali pa Epulo 15) kapena pangani nthawi yokonzekeratu kuti muonenso kubwerera kwanu. Thandizo limaperekedwa kudzera pa skrini pomwe mumawonanso nkhope ya CPA yanu (sangakuwoneni, chophimba chanu chokha).
Chaka chino, mutha kugwiritsanso ntchito TurboTax Full Service, zomwe zikutanthauza kuti mumakweza zikalata zanu zamisonkho kumalo otetezedwa komanso munthu weniweni wamoyo-omwe wapatsidwa malinga ndi zosowa zanu zamisonkho-amayika kubweza kwanu pamodzi kuti mulipidwe. (Mitengo imayambira pa $ 130 kwa federal returns ndi $ 45 for state.) Mudzakhala ndi kanema wa kanema pachiyambi, ndiye kachiwiri pamene kubwerera kwanu kwakonzeka kutumizidwa.
H&R Block ndiyopikisana kwambiri pano. Phukusi lawo latsopano la Online Assist limagwira ntchito ngati TurboTax Live, kukupatsani mwayi woti mulowe nawo pazomwe mukufuna komanso magawo ogawana zenera ndi CPA kuti muwonjezere ndalama.
H&R Block imaperekanso ntchito yawo ya Tax Pro Review (mitengo imayambira pa $ 40), yomwe imapereka ndemanga imodzi-m'modzi ya kubwerera kwanu kuti muwone zolakwika musanapereke komanso kuchotsera kapena kubweza komwe mwaphonya. Mutha kupemphanso ukadaulo womwewo wamisonkho womwe mudagwiritsapo ntchito zaka zam'mbuyo - phindu kwa aliyense amene ali ndi chidwi chomanga ubale pano. Koma ndi H&R Block, mulinso ndi mwayi wokumana pamasom'pamaso ndi katswiri wamisonkho pamalo awo ambiri a njerwa & matope. (FYI, kusankhidwa kwamunthu payekha kumayambira pa $69.)
TurboTax vs. H&R Block: Coronavirus Resources
Ku TurboTax ndi H&R Block, akatswiri amisonkho amadziwa bwino zinthu zokhudzana ndi COVID-19 zomwe zingakhudze kapena zosakhudza misonkho yanu mu 2020. nayenso.) Kaya izi zikutanthauza, ulova muyenera kuwerengera kapena momwe cheke cholimbikitsa chidzakhudzire kubwerera kwanu, mutha kuyembekezera zambiri kuchokera kumadera onse awiri. (TurboTax ili ndi ofotokozera Pano ; H&R Block Pano .)
Ponena za malo a njerwa ndi matope a H&R Block, ali otsegukira nthawi yokumana ndi anthu payekhapayekha nyengo yamisonkho ino, koma muyenera kuyang'ana kuti muwonetsetse kuti ntchito sizikukhudzidwa ndi zotsekera kapena zoletsa zina zamabizinesi kutengera manambala amilandu mdera lanu. Malangizo okhwima okhudzana ndi anthu akutsatiridwa, komanso kuvala chigoba ndi ndondomeko zina zachitetezo .
TurboTax vs. H&R Block: Ndi Iti Yoyenera Kwa Inu?
Ntchito zonsezi ndizopikisana kwambiri chaka chino, kupatsidwa H&R Block kuwonjezera pa Online Assist (chopereka chofanana kwambiri ndi TurboTax Live). Ponena za chifukwa chomwe mungasankhire ntchito imodzi kuposa inzake, H&R Block ndiyabwino kwa aliyense amene akufuna njira yamunthu payekha komanso mawonekedwe amitengo ampikisano. Amaperekanso zowonjezera zowonjezera mumtundu wawo waulere.
Komabe, TurboTax ndiwodziwikiratu chifukwa chakugwiritsa ntchito bwino. Mawonekedwe awo a Q&A onse ndi osasunthika kuti ayende komanso amaphatikiza. (Ndizovuta kupikisana nazo pamene misonkho imakhala yovuta kwambiri, makamaka m'chaka cha mliri.)
Pamapeto pa tsiku, zimatengera zomwe mumakonda ... kapena mtengo wonse.
Zogwirizana: Zinthu 7 Zomwe Zitha Kusintha Pa Misonkho Yanu mu 2020
Dziko:
Nyengo ya msonkho yakwana ndipo, kuyambira pano, tsiku lomalizira la Epulo 15 silidzawonjezedwa mu 2021. Mtengo wa TurboTax ndi H&R Block akadali muyeso wagolide pankhani ya misonkho yabwino komanso yosavuta kugwiritsa ntchito pa intaneti. Koma kodi ndi utumiki uti umene uli woyenera kwa inu? Tikuphwanya kufanana ndi kusiyana pakati pa masamba onsewa.
TurboTax vs. H&R Block
Tsopano popeza H&R Block adawonjezera Online Assist, mwayi wocheza ndi katswiri wamisonkho pakufunika (komanso kuti awonjezere ndalama), amatha kupikisana ndi TurboTax ikafika pantchito zawo zamisonkho. Komabe, pali masiyanidwe angapo ofunikira. TurboTax imadziwika ndi mawonekedwe ake a mafunso ndi mayankho, omwe amapangitsa kuti kudzaza msonkho kukhale kovuta kwambiri kuposa momwe zimakhalira. Kumbali yakutsogolo, H&R Block ili ndi malo opitilira 11,000 njerwa & matope, zomwe zikutanthauza kuti kucheza ndi IRL ndi katswiri ndi njira yabwino nthawi iliyonse panjira.
Mtengo wa TurboTax
Mtengo wa TurboTax wakhalapo kuyambira zaka za m'ma 1980 ndipo amakondedwa chifukwa cha mawonekedwe ake oyera komanso okhudzana ndi mafunso komanso kuti amalumikizana momasuka ndi Quickbooks, yomwe ili ndi Intuit (kampani ya mapulogalamu azachuma yomwe imakhalanso ndi TurboTax). Palinso zosankha zambiri zosefera zenizeni ndi mitengo yotsika, kutengera zosowa zanu zamisonkho.
Zoyimira za TurboTax zikuphatikiza:
H&R Block
H&R Block idakhazikitsidwa koyamba m'ma 1950s ndipo yakhala ikupereka misonkho yaku America kuyambira pamenepo, ndi malo opitilira 11,000 padziko lonse lapansi. Koma zosankha zenizeni zimachulukanso, komanso monga TurboTax, magawo osiyanasiyana othandizira amaperekedwa (kachiwiri, ndi mitengo yotsika) kutengera momwe msonkho wanu ungakhalire wovuta.
Zina zodziwika bwino za H&R block ndi:
TurboTax mwachidule
Munjira zambiri, TurboTax ili ngati malonda - mawonekedwe a Q&A amamveka ngati akukambirana mukamaliza gawo lililonse lakubwerera kwanu. Kodi mudagula nyumba chaka chino? Muli ndi ana? Momwe mumayankhira kumathandiza TurboTax kupanga mafomu omwe amagwira ntchito kwambiri pamoyo wanu komanso msonkho wanu.
Ngati mukubweza kubweza kosavuta (nthawi zambiri komwe kumaphatikizapo ndalama za W-2, ngongole za msonkho wa ana, ndi zina zotero), mtundu waulere wa TurboTax uyenera kukhala wokwanira. Koma ngati muli ndi mwana ku koleji (i.e. kuchotsera msonkho wokhudzana ndi maphunziro) kapena phindu lalikulu ndi zotayika kuti munene kapena ndalama zogulira, muyenera kukweza ku imodzi mwazosindikiza zawo zomwe zimapangidwira misonkho yomwe ndi yovuta kwambiri. (Zambiri zamitengo ya TurboTax ili pansipa.)
Chomwe chili chabwino pa TurboTax ndikuphatikiza mwayi woti mulowetse zidziwitso zamisonkho za chaka chatha ngati mudagwiritsa ntchito TurboTax kapena ayi. (Izi zimathandiza kupeputsa ndi kusunga nthawi yonse.) Palinso gawo la TurboTax CompleteCheck (lovomerezeka) lomwe limayang'ana zolakwika za mphindi yomaliza musanapereke.
Bonasi: Ngati mwaganiza kugwiritsa ntchito TurboTax a Live Baibulo, mudzapeza pa-kufuna kanema thandizo kuchokera CPA amene adzachita mzere-ndi-mzere review wa kubwerera kwanu kuwonjezera pa kuyankha mafunso aliwonse-off panjira. Palinso njira yatsopano yoperekera kubwerera kwanu konse (pafupifupi) kwa wowerengera ndalama yemwe sangokonzekera kubwerera kwanu, koma kukulemberani nthawi yoti musayinire imelo ikakwana.
Zida zina zothandiza ndi izi:
Nkhani Yachidule: TurboTax ndiyabwino kwambiri chifukwa chosavuta kugwiritsa ntchito komanso njira zingapo zothandizira. Ntchito zake zili kumbali yamtengo wapatali poyerekeza ndi omwe akupikisana nawo, koma mawonekedwe a mafunso ndi mayankho amawonekera kwambiri pakuchepetsa msonkho.
H&R Block mwachidule
Monga TurboTax, H&R Block imapereka zinthu zingapo zosavuta kugwiritsa ntchito polemba misonkho yanu pa intaneti, kuphatikiza mwayi wopeza thandizo lamoyo (komanso mukafuna) kuchokera kwa katswiri wamisonkho nthawi iliyonse yomwe mungafune panthawiyi kuti muwonjezere mtengo.
The mawonekedwe n'zosavuta kuyenda, nayenso. H&R Block imakuyendetsani momveka bwino pa zomwe mumapeza, zochotsera ndi ma credits, komanso zochitika zapadera, musanalembe ndi mabatani ophunzirira ambiri omwe akupezeka kuti mufotokozere mafunso ovuta.
Ndi H&R Block, njira yawo yaulere - yabwino kwa aliyense yemwe ali ndi ndalama za W-2 kuti afotokozere limodzi ndi kuyenerera kwa ngongole ya msonkho wa ana kapena ngongole ya msonkho yomwe amapeza kapena ndalama za ulova - zimawala. Zimakupatsaninso mwayi wopereka ndandanda 1 ndi 3 ya fomu 1040, bonasi popeza, nthawi zambiri, mudzafunika mafomuwa kuti muchotse chiwongola dzanja cha ngongole, alimony ndi zopereka zapadera zopuma pantchito. Izi zati, kwa aliyense amene akufunika kuchotseratu (titi, muli ndi ndalama zodzipangira nokha), mudzafunika kuyikapo ndalama mumitundu yawo yosinthidwa. (Zambiri zamitengo ya H&R Block ili pansipa.)
Ukadaulo wamisonkho womwe ulipo woperekedwa ndi H&R Block umachokera pamisonkho yomwe mungasakike (ganizirani makanema aphunziro) kupita ku chithandizo chamsonkho chamunthu m'modzi kuchokera ku CPA yeniyeni. Pulogalamu yawo yatsopano ya Online Assist imapangitsa kuti ntchito zawo zipikisane kwambiri ndi TurboTax kupatsidwa kuti mutha kulipira upangiri wamisonkho wopanda malire, womwe umafunidwa (kugawana skrini kumaphatikizidwa) ndi CPA nthawi iliyonse mukasungitsa. (Ingokumbukirani kuti akatswiri a H&R Block sangawunikenso, kusaina kapena kukupatsirani imelo yobwezera.)
Pomaliza, monga TurboTax, H&R Block imakupatsani mwayi woti muthe kubweza msonkho wachaka chatha kuchokera kwa wopereka aliyense (mungafunike kukweza PDF, koma ndondomekoyi ndi yopanda msoko) komanso imakulolani kuti muzitha kuyang'anira kuchuluka kwa mapulogalamu omwe mumawononga kudzera pa intaneti. ticker pamwamba (zothandiza ngati mwadzidzidzi mugunda chipika chamsewu pobwerera kwanu ndikusankha kupempha thandizo la m'modzi mwamaubwino awo amisonkho pambuyo pake).
Zida zina zothandiza ndi izi:
Nkhani Yachidule: H & R Block ndi yabwino kwa osiyanasiyana options-kuphatikizapo luso kwenikweni kukumana ndi CPA m'moyo weniweni. Ilinso ndi mtengo wopikisana pang'ono kuposa TurboTax.
TurboTax vs. H&R Block: Mtengo
Pamapeto pa tsiku, H&R Block imawononga ndalama zochepa kuposa TurboTax, koma phukusi lililonse limapereka mawonekedwe osiyanasiyana, kotero kusankha kumatsikira kwa inu ndi zosowa zanu zamisonkho.
Mapangidwe amitengo ya TurboTax amawonongeka motere:
Dziko: $0
Zabwino kwambiri pakubweza misonkho kosavuta (kutanthauza kuti mukufuna kuyitanitsa zochotsera zilizonse kupitilira muyeso, ngongole yamisonkho yomwe mumapeza komanso ngongole yamisonkho ya ana), mtundu uwu umakupatsani mwayi wopereka 1040 ndikubweza boma kwaulere.
Dziko: $0
Chokhacho chomwe chimalekanitsa izi ndi mtundu waulere ndikuti chimaphatikizanso mwayi wofikira mavidiyo omwe amafunidwa ndi ovomereza msonkho.
Dziko: $50 ($55 ndi Live)
Zoyenera kwa aliyense amene angafune kubweza msonkho wawo, kuphatikizanso kuchotsera misonkho zingapo ndi ziwongola dzanja, nawonso. Komanso, ndizothandiza ngati muli ndi ndalama zamabizinesi popanda ndalama zilizonse.
Dziko: $50 ($55 ndi Live)
Mtunduwu ndi wofanana ndi wa Deluxe koma umawonjezera mwayi wopereka lipoti lazachuma komanso ndalama zobwereketsa.
Dziko: $50 ($55 ndi Live)
Zofanana ndi mtundu wa Premier, koma umakhudza ndalama zamabizinesi ndi ndalama, komanso kuchotsera ofesi yakunyumba. Mutha kulunzanitsanso ndi Square, Lyft ndi Uber kuti mutenge ndalama.
Mapangidwe amitengo ya H&R Block amawonongeka motere:
Dziko: $0
Mtunduwu umakupatsani mwayi wopereka msonkho wosavuta (kutanthauza kuti mukufuna kuyitanitsa ndalama zilizonse zomwe zachotsedwa kupitilira muyeso, ngongole yamisonkho yomwe mumapeza ndi ngongole yamisonkho ya ana), kuphatikiza pandandanda 1 ndi 3 kwaulere.
Dziko: $0
Izi ndizofanana ndi mtundu waulere, kupatula kuti mutha kupeza akatswiri amisonkho a H&R Block kuti muthandizidwe pamisonkho.
Dziko: $36.99
Mtunduwu umakupatsani mwayi woti musinthe ndikudzitengera kuchotsera misonkho ndi ma credits angapo.
Dziko: $36.99
Mtunduwu ndi wofanana ndi Deluxe, koma umakupatsaninso mwayi woti mutenge malo obwereketsa komanso ndalama zilizonse zomwe mumapeza.
Dziko: $36.99
Ndiwoyenera kwa odziyimira pawokha, makontrakitala odziyimira pawokha komanso eni mabizinesi ang'onoang'ono, mtundu uwu umakupatsaninso mwayi wolowetsa ndalama zilizonse za Uber.
TurboTax vs. H&R Block: Zosankha Zaulere
Ngati zonse zomwe muyenera kuwerengera ndi ndalama zanu za W-2, ngongole ya msonkho yomwe mumapeza kapena ngongole yamisonkho ya ana, TurboTax ndi H&R Block akuphimba ndi mitundu yaulere yamapulogalamu awo amisonkho.
Koma dongosolo laulere la H&R Block lolemba misonkho laulere limabwera ndi chowonjezera chowonjezera: Njira yolembera ndandanda 1 ndi 3 ya fomu 1040, yomwe ili yothandiza - ndipo nthawi zambiri imafunika - kwa okhometsa misonkho omwe amafunikira kuwerengera ndalama zomwe zimachotsedwa wamba monga kubweza ngongole, chiwongola dzanja cha ophunzira, ndalama zamabizinesi, alimony, ndalama zowasamalira ndi zina zambiri.
TurboTax vs. H&R Block: User Friendliness
Mafunso ndi mayankho a pulogalamu ya TurboTax ndiyabwino kwambiri. Zimakupangitsani kuti mulembe zolemba zanu zamisonkho kukhala zoyankhulana kwambiri kuposa kupita mzere ndi mzere kudzera mu ndalama zomwe mumapeza komanso ndalama ndi kuchotsera.
Izi zati, onse TurboTax ndi H&R Block amapereka zokumana nazo zosavuta komanso zolunjika za ogwiritsa ntchito zomwe zimayika ngakhale okhometsa misonkho oyambira pampando woyendetsa. (Kupeza zambiri ngati maphunziro amakanema kapena zolemba zokhala ndi malangizo ofulumira komanso zidziwitso zaukatswiri zikupezeka pamasamba onse awiri.)
Kuphatikiza apo, ntchito zonse ziwirizi zimakupatsani mwayi wowona kuchotsera kosiyanasiyana kukubwezerani ndalama munthawi yeniyeni kudzera pa ticker pamwamba pazenera.
TurboTax vs. H&R Block: Customer Service
Ndi TurboTax, ogwiritsa ntchito onse ali ndi mwayi wopeza chatbot kapena fomu yolumikizirana yamafunso aukadaulo omwe amatuluka mukamagwiritsa ntchito nsanja. Koma ngati mungakonde TurboTax Live, apa ndipamene nyimboyi imayimba. Imbani katswiri wa TurboTax maola onse ausiku (ngakhale mutha kuyembekezera nthawi yodikirira nthawi yayitali pa Epulo 15) kapena pangani nthawi yokonzekeratu kuti muonenso kubwerera kwanu. Thandizo limaperekedwa kudzera pa skrini pomwe mumawonanso nkhope ya CPA yanu (sangakuwoneni, chophimba chanu chokha).
Chaka chino, mutha kugwiritsanso ntchito TurboTax Full Service, zomwe zikutanthauza kuti mumakweza zikalata zanu zamisonkho kumalo otetezedwa komanso munthu weniweni wamoyo-omwe wapatsidwa malinga ndi zosowa zanu zamisonkho-amayika kubweza kwanu pamodzi kuti mulipidwe. (Mitengo imayambira pa $ 130 kwa federal returns ndi $ 45 for state.) Mudzakhala ndi kanema wa kanema pachiyambi, ndiye kachiwiri pamene kubwerera kwanu kwakonzeka kutumizidwa.
H&R Block ndiyopikisana kwambiri pano. Phukusi lawo latsopano la Online Assist limagwira ntchito ngati TurboTax Live, kukupatsani mwayi woti mulowe nawo pazomwe mukufuna komanso magawo ogawana zenera ndi CPA kuti muwonjezere ndalama.
H&R Block imaperekanso ntchito yawo ya Tax Pro Review (mitengo imayambira pa $ 40), yomwe imapereka ndemanga imodzi-m'modzi ya kubwerera kwanu kuti muwone zolakwika musanapereke komanso kuchotsera kapena kubweza komwe mwaphonya. Mutha kupemphanso ukadaulo womwewo wamisonkho womwe mudagwiritsapo ntchito zaka zam'mbuyo - phindu kwa aliyense amene ali ndi chidwi chomanga ubale pano. Koma ndi H&R Block, mulinso ndi mwayi wokumana pamasom'pamaso ndi katswiri wamisonkho pamalo awo ambiri a njerwa & matope. (FYI, kusankhidwa kwamunthu payekha kumayambira pa $69.)
TurboTax vs. H&R Block: Coronavirus Resources
Ku TurboTax ndi H&R Block, akatswiri amisonkho amadziwa bwino zinthu zokhudzana ndi COVID-19 zomwe zingakhudze kapena zosakhudza misonkho yanu mu 2020. nayenso.) Kaya izi zikutanthauza, ulova muyenera kuwerengera kapena momwe cheke cholimbikitsa chidzakhudzire kubwerera kwanu, mutha kuyembekezera zambiri kuchokera kumadera onse awiri. (TurboTax ili ndi ofotokozera Pano ; H&R Block Pano .)
Ponena za malo a njerwa ndi matope a H&R Block, ali otsegukira nthawi yokumana ndi anthu payekhapayekha nyengo yamisonkho ino, koma muyenera kuyang'ana kuti muwonetsetse kuti ntchito sizikukhudzidwa ndi zotsekera kapena zoletsa zina zamabizinesi kutengera manambala amilandu mdera lanu. Malangizo okhwima okhudzana ndi anthu akutsatiridwa, komanso kuvala chigoba ndi ndondomeko zina zachitetezo .
TurboTax vs. H&R Block: Ndi Iti Yoyenera Kwa Inu?
Ntchito zonsezi ndizopikisana kwambiri chaka chino, kupatsidwa H&R Block kuwonjezera pa Online Assist (chopereka chofanana kwambiri ndi TurboTax Live). Ponena za chifukwa chomwe mungasankhire ntchito imodzi kuposa inzake, H&R Block ndiyabwino kwa aliyense amene akufuna njira yamunthu payekha komanso mawonekedwe amitengo ampikisano. Amaperekanso zowonjezera zowonjezera mumtundu wawo waulere.
Komabe, TurboTax ndiwodziwikiratu chifukwa chakugwiritsa ntchito bwino. Mawonekedwe awo a Q&A onse ndi osasunthika kuti ayende komanso amaphatikiza. (Ndizovuta kupikisana nazo pamene misonkho imakhala yovuta kwambiri, makamaka m'chaka cha mliri.)
Pamapeto pa tsiku, zimatengera zomwe mumakonda ... kapena mtengo wonse.
Zogwirizana: Zinthu 7 Zomwe Zitha Kusintha Pa Misonkho Yanu mu 2020
Zabwino kwambiri pakubweza misonkho kosavuta (kutanthauza kuti mukufuna kuyitanitsa zochotsera zilizonse kupitilira muyeso, ngongole yamisonkho yomwe mumapeza komanso ngongole yamisonkho ya ana), mtundu uwu umakupatsani mwayi wopereka 1040 ndikubweza boma kwaulere.
Dziko:
Nyengo ya msonkho yakwana ndipo, kuyambira pano, tsiku lomalizira la Epulo 15 silidzawonjezedwa mu 2021. Mtengo wa TurboTax ndi H&R Block akadali muyeso wagolide pankhani ya misonkho yabwino komanso yosavuta kugwiritsa ntchito pa intaneti. Koma kodi ndi utumiki uti umene uli woyenera kwa inu? Tikuphwanya kufanana ndi kusiyana pakati pa masamba onsewa.
TurboTax vs. H&R Block
Tsopano popeza H&R Block adawonjezera Online Assist, mwayi wocheza ndi katswiri wamisonkho pakufunika (komanso kuti awonjezere ndalama), amatha kupikisana ndi TurboTax ikafika pantchito zawo zamisonkho. Komabe, pali masiyanidwe angapo ofunikira. TurboTax imadziwika ndi mawonekedwe ake a mafunso ndi mayankho, omwe amapangitsa kuti kudzaza msonkho kukhale kovuta kwambiri kuposa momwe zimakhalira. Kumbali yakutsogolo, H&R Block ili ndi malo opitilira 11,000 njerwa & matope, zomwe zikutanthauza kuti kucheza ndi IRL ndi katswiri ndi njira yabwino nthawi iliyonse panjira.
Mtengo wa TurboTax
Mtengo wa TurboTax wakhalapo kuyambira zaka za m'ma 1980 ndipo amakondedwa chifukwa cha mawonekedwe ake oyera komanso okhudzana ndi mafunso komanso kuti amalumikizana momasuka ndi Quickbooks, yomwe ili ndi Intuit (kampani ya mapulogalamu azachuma yomwe imakhalanso ndi TurboTax). Palinso zosankha zambiri zosefera zenizeni ndi mitengo yotsika, kutengera zosowa zanu zamisonkho.
Zoyimira za TurboTax zikuphatikiza:
H&R Block
H&R Block idakhazikitsidwa koyamba m'ma 1950s ndipo yakhala ikupereka misonkho yaku America kuyambira pamenepo, ndi malo opitilira 11,000 padziko lonse lapansi. Koma zosankha zenizeni zimachulukanso, komanso monga TurboTax, magawo osiyanasiyana othandizira amaperekedwa (kachiwiri, ndi mitengo yotsika) kutengera momwe msonkho wanu ungakhalire wovuta.
Zina zodziwika bwino za H&R block ndi:
TurboTax mwachidule
Munjira zambiri, TurboTax ili ngati malonda - mawonekedwe a Q&A amamveka ngati akukambirana mukamaliza gawo lililonse lakubwerera kwanu. Kodi mudagula nyumba chaka chino? Muli ndi ana? Momwe mumayankhira kumathandiza TurboTax kupanga mafomu omwe amagwira ntchito kwambiri pamoyo wanu komanso msonkho wanu.
Ngati mukubweza kubweza kosavuta (nthawi zambiri komwe kumaphatikizapo ndalama za W-2, ngongole za msonkho wa ana, ndi zina zotero), mtundu waulere wa TurboTax uyenera kukhala wokwanira. Koma ngati muli ndi mwana ku koleji (i.e. kuchotsera msonkho wokhudzana ndi maphunziro) kapena phindu lalikulu ndi zotayika kuti munene kapena ndalama zogulira, muyenera kukweza ku imodzi mwazosindikiza zawo zomwe zimapangidwira misonkho yomwe ndi yovuta kwambiri. (Zambiri zamitengo ya TurboTax ili pansipa.)
Chomwe chili chabwino pa TurboTax ndikuphatikiza mwayi woti mulowetse zidziwitso zamisonkho za chaka chatha ngati mudagwiritsa ntchito TurboTax kapena ayi. (Izi zimathandiza kupeputsa ndi kusunga nthawi yonse.) Palinso gawo la TurboTax CompleteCheck (lovomerezeka) lomwe limayang'ana zolakwika za mphindi yomaliza musanapereke.
Bonasi: Ngati mwaganiza kugwiritsa ntchito TurboTax a Live Baibulo, mudzapeza pa-kufuna kanema thandizo kuchokera CPA amene adzachita mzere-ndi-mzere review wa kubwerera kwanu kuwonjezera pa kuyankha mafunso aliwonse-off panjira. Palinso njira yatsopano yoperekera kubwerera kwanu konse (pafupifupi) kwa wowerengera ndalama yemwe sangokonzekera kubwerera kwanu, koma kukulemberani nthawi yoti musayinire imelo ikakwana.
Zida zina zothandiza ndi izi:
Nkhani Yachidule: TurboTax ndiyabwino kwambiri chifukwa chosavuta kugwiritsa ntchito komanso njira zingapo zothandizira. Ntchito zake zili kumbali yamtengo wapatali poyerekeza ndi omwe akupikisana nawo, koma mawonekedwe a mafunso ndi mayankho amawonekera kwambiri pakuchepetsa msonkho.
H&R Block mwachidule
Monga TurboTax, H&R Block imapereka zinthu zingapo zosavuta kugwiritsa ntchito polemba misonkho yanu pa intaneti, kuphatikiza mwayi wopeza thandizo lamoyo (komanso mukafuna) kuchokera kwa katswiri wamisonkho nthawi iliyonse yomwe mungafune panthawiyi kuti muwonjezere mtengo.
The mawonekedwe n'zosavuta kuyenda, nayenso. H&R Block imakuyendetsani momveka bwino pa zomwe mumapeza, zochotsera ndi ma credits, komanso zochitika zapadera, musanalembe ndi mabatani ophunzirira ambiri omwe akupezeka kuti mufotokozere mafunso ovuta.
Ndi H&R Block, njira yawo yaulere - yabwino kwa aliyense yemwe ali ndi ndalama za W-2 kuti afotokozere limodzi ndi kuyenerera kwa ngongole ya msonkho wa ana kapena ngongole ya msonkho yomwe amapeza kapena ndalama za ulova - zimawala. Zimakupatsaninso mwayi wopereka ndandanda 1 ndi 3 ya fomu 1040, bonasi popeza, nthawi zambiri, mudzafunika mafomuwa kuti muchotse chiwongola dzanja cha ngongole, alimony ndi zopereka zapadera zopuma pantchito. Izi zati, kwa aliyense amene akufunika kuchotseratu (titi, muli ndi ndalama zodzipangira nokha), mudzafunika kuyikapo ndalama mumitundu yawo yosinthidwa. (Zambiri zamitengo ya H&R Block ili pansipa.)
Ukadaulo wamisonkho womwe ulipo woperekedwa ndi H&R Block umachokera pamisonkho yomwe mungasakike (ganizirani makanema aphunziro) kupita ku chithandizo chamsonkho chamunthu m'modzi kuchokera ku CPA yeniyeni. Pulogalamu yawo yatsopano ya Online Assist imapangitsa kuti ntchito zawo zipikisane kwambiri ndi TurboTax kupatsidwa kuti mutha kulipira upangiri wamisonkho wopanda malire, womwe umafunidwa (kugawana skrini kumaphatikizidwa) ndi CPA nthawi iliyonse mukasungitsa. (Ingokumbukirani kuti akatswiri a H&R Block sangawunikenso, kusaina kapena kukupatsirani imelo yobwezera.)
Pomaliza, monga TurboTax, H&R Block imakupatsani mwayi woti muthe kubweza msonkho wachaka chatha kuchokera kwa wopereka aliyense (mungafunike kukweza PDF, koma ndondomekoyi ndi yopanda msoko) komanso imakulolani kuti muzitha kuyang'anira kuchuluka kwa mapulogalamu omwe mumawononga kudzera pa intaneti. ticker pamwamba (zothandiza ngati mwadzidzidzi mugunda chipika chamsewu pobwerera kwanu ndikusankha kupempha thandizo la m'modzi mwamaubwino awo amisonkho pambuyo pake).
Zida zina zothandiza ndi izi:
Nkhani Yachidule: H & R Block ndi yabwino kwa osiyanasiyana options-kuphatikizapo luso kwenikweni kukumana ndi CPA m'moyo weniweni. Ilinso ndi mtengo wopikisana pang'ono kuposa TurboTax.
TurboTax vs. H&R Block: Mtengo
Pamapeto pa tsiku, H&R Block imawononga ndalama zochepa kuposa TurboTax, koma phukusi lililonse limapereka mawonekedwe osiyanasiyana, kotero kusankha kumatsikira kwa inu ndi zosowa zanu zamisonkho.
Mapangidwe amitengo ya TurboTax amawonongeka motere:
Dziko: $0
Zabwino kwambiri pakubweza misonkho kosavuta (kutanthauza kuti mukufuna kuyitanitsa zochotsera zilizonse kupitilira muyeso, ngongole yamisonkho yomwe mumapeza komanso ngongole yamisonkho ya ana), mtundu uwu umakupatsani mwayi wopereka 1040 ndikubweza boma kwaulere.
Dziko: $0
Chokhacho chomwe chimalekanitsa izi ndi mtundu waulere ndikuti chimaphatikizanso mwayi wofikira mavidiyo omwe amafunidwa ndi ovomereza msonkho.
Dziko: $50 ($55 ndi Live)
Zoyenera kwa aliyense amene angafune kubweza msonkho wawo, kuphatikizanso kuchotsera misonkho zingapo ndi ziwongola dzanja, nawonso. Komanso, ndizothandiza ngati muli ndi ndalama zamabizinesi popanda ndalama zilizonse.
Dziko: $50 ($55 ndi Live)
Mtunduwu ndi wofanana ndi wa Deluxe koma umawonjezera mwayi wopereka lipoti lazachuma komanso ndalama zobwereketsa.
Dziko: $50 ($55 ndi Live)
Zofanana ndi mtundu wa Premier, koma umakhudza ndalama zamabizinesi ndi ndalama, komanso kuchotsera ofesi yakunyumba. Mutha kulunzanitsanso ndi Square, Lyft ndi Uber kuti mutenge ndalama.
Mapangidwe amitengo ya H&R Block amawonongeka motere:
Dziko: $0
Mtunduwu umakupatsani mwayi wopereka msonkho wosavuta (kutanthauza kuti mukufuna kuyitanitsa ndalama zilizonse zomwe zachotsedwa kupitilira muyeso, ngongole yamisonkho yomwe mumapeza ndi ngongole yamisonkho ya ana), kuphatikiza pandandanda 1 ndi 3 kwaulere.
Dziko: $0
Izi ndizofanana ndi mtundu waulere, kupatula kuti mutha kupeza akatswiri amisonkho a H&R Block kuti muthandizidwe pamisonkho.
Dziko: $36.99
Mtunduwu umakupatsani mwayi woti musinthe ndikudzitengera kuchotsera misonkho ndi ma credits angapo.
Dziko: $36.99
Mtunduwu ndi wofanana ndi Deluxe, koma umakupatsaninso mwayi woti mutenge malo obwereketsa komanso ndalama zilizonse zomwe mumapeza.
Dziko: $36.99
Ndiwoyenera kwa odziyimira pawokha, makontrakitala odziyimira pawokha komanso eni mabizinesi ang'onoang'ono, mtundu uwu umakupatsaninso mwayi wolowetsa ndalama zilizonse za Uber.
TurboTax vs. H&R Block: Zosankha Zaulere
Ngati zonse zomwe muyenera kuwerengera ndi ndalama zanu za W-2, ngongole ya msonkho yomwe mumapeza kapena ngongole yamisonkho ya ana, TurboTax ndi H&R Block akuphimba ndi mitundu yaulere yamapulogalamu awo amisonkho.
Koma dongosolo laulere la H&R Block lolemba misonkho laulere limabwera ndi chowonjezera chowonjezera: Njira yolembera ndandanda 1 ndi 3 ya fomu 1040, yomwe ili yothandiza - ndipo nthawi zambiri imafunika - kwa okhometsa misonkho omwe amafunikira kuwerengera ndalama zomwe zimachotsedwa wamba monga kubweza ngongole, chiwongola dzanja cha ophunzira, ndalama zamabizinesi, alimony, ndalama zowasamalira ndi zina zambiri.
TurboTax vs. H&R Block: User Friendliness
Mafunso ndi mayankho a pulogalamu ya TurboTax ndiyabwino kwambiri. Zimakupangitsani kuti mulembe zolemba zanu zamisonkho kukhala zoyankhulana kwambiri kuposa kupita mzere ndi mzere kudzera mu ndalama zomwe mumapeza komanso ndalama ndi kuchotsera.
Izi zati, onse TurboTax ndi H&R Block amapereka zokumana nazo zosavuta komanso zolunjika za ogwiritsa ntchito zomwe zimayika ngakhale okhometsa misonkho oyambira pampando woyendetsa. (Kupeza zambiri ngati maphunziro amakanema kapena zolemba zokhala ndi malangizo ofulumira komanso zidziwitso zaukatswiri zikupezeka pamasamba onse awiri.)
Kuphatikiza apo, ntchito zonse ziwirizi zimakupatsani mwayi wowona kuchotsera kosiyanasiyana kukubwezerani ndalama munthawi yeniyeni kudzera pa ticker pamwamba pazenera.
TurboTax vs. H&R Block: Customer Service
Ndi TurboTax, ogwiritsa ntchito onse ali ndi mwayi wopeza chatbot kapena fomu yolumikizirana yamafunso aukadaulo omwe amatuluka mukamagwiritsa ntchito nsanja. Koma ngati mungakonde TurboTax Live, apa ndipamene nyimboyi imayimba. Imbani katswiri wa TurboTax maola onse ausiku (ngakhale mutha kuyembekezera nthawi yodikirira nthawi yayitali pa Epulo 15) kapena pangani nthawi yokonzekeratu kuti muonenso kubwerera kwanu. Thandizo limaperekedwa kudzera pa skrini pomwe mumawonanso nkhope ya CPA yanu (sangakuwoneni, chophimba chanu chokha).
Chaka chino, mutha kugwiritsanso ntchito TurboTax Full Service, zomwe zikutanthauza kuti mumakweza zikalata zanu zamisonkho kumalo otetezedwa komanso munthu weniweni wamoyo-omwe wapatsidwa malinga ndi zosowa zanu zamisonkho-amayika kubweza kwanu pamodzi kuti mulipidwe. (Mitengo imayambira pa $ 130 kwa federal returns ndi $ 45 for state.) Mudzakhala ndi kanema wa kanema pachiyambi, ndiye kachiwiri pamene kubwerera kwanu kwakonzeka kutumizidwa.
H&R Block ndiyopikisana kwambiri pano. Phukusi lawo latsopano la Online Assist limagwira ntchito ngati TurboTax Live, kukupatsani mwayi woti mulowe nawo pazomwe mukufuna komanso magawo ogawana zenera ndi CPA kuti muwonjezere ndalama.
H&R Block imaperekanso ntchito yawo ya Tax Pro Review (mitengo imayambira pa $ 40), yomwe imapereka ndemanga imodzi-m'modzi ya kubwerera kwanu kuti muwone zolakwika musanapereke komanso kuchotsera kapena kubweza komwe mwaphonya. Mutha kupemphanso ukadaulo womwewo wamisonkho womwe mudagwiritsapo ntchito zaka zam'mbuyo - phindu kwa aliyense amene ali ndi chidwi chomanga ubale pano. Koma ndi H&R Block, mulinso ndi mwayi wokumana pamasom'pamaso ndi katswiri wamisonkho pamalo awo ambiri a njerwa & matope. (FYI, kusankhidwa kwamunthu payekha kumayambira pa $69.)
TurboTax vs. H&R Block: Coronavirus Resources
Ku TurboTax ndi H&R Block, akatswiri amisonkho amadziwa bwino zinthu zokhudzana ndi COVID-19 zomwe zingakhudze kapena zosakhudza misonkho yanu mu 2020. nayenso.) Kaya izi zikutanthauza, ulova muyenera kuwerengera kapena momwe cheke cholimbikitsa chidzakhudzire kubwerera kwanu, mutha kuyembekezera zambiri kuchokera kumadera onse awiri. (TurboTax ili ndi ofotokozera Pano ; H&R Block Pano .)
Ponena za malo a njerwa ndi matope a H&R Block, ali otsegukira nthawi yokumana ndi anthu payekhapayekha nyengo yamisonkho ino, koma muyenera kuyang'ana kuti muwonetsetse kuti ntchito sizikukhudzidwa ndi zotsekera kapena zoletsa zina zamabizinesi kutengera manambala amilandu mdera lanu. Malangizo okhwima okhudzana ndi anthu akutsatiridwa, komanso kuvala chigoba ndi ndondomeko zina zachitetezo .
TurboTax vs. H&R Block: Ndi Iti Yoyenera Kwa Inu?
Ntchito zonsezi ndizopikisana kwambiri chaka chino, kupatsidwa H&R Block kuwonjezera pa Online Assist (chopereka chofanana kwambiri ndi TurboTax Live). Ponena za chifukwa chomwe mungasankhire ntchito imodzi kuposa inzake, H&R Block ndiyabwino kwa aliyense amene akufuna njira yamunthu payekha komanso mawonekedwe amitengo ampikisano. Amaperekanso zowonjezera zowonjezera mumtundu wawo waulere.
Komabe, TurboTax ndiwodziwikiratu chifukwa chakugwiritsa ntchito bwino. Mawonekedwe awo a Q&A onse ndi osasunthika kuti ayende komanso amaphatikiza. (Ndizovuta kupikisana nazo pamene misonkho imakhala yovuta kwambiri, makamaka m'chaka cha mliri.)
Pamapeto pa tsiku, zimatengera zomwe mumakonda ... kapena mtengo wonse.
Zogwirizana: Zinthu 7 Zomwe Zitha Kusintha Pa Misonkho Yanu mu 2020
Chokhacho chomwe chimalekanitsa izi ndi mtundu waulere ndikuti chimaphatikizanso mwayi wofikira mavidiyo omwe amafunidwa ndi ovomereza msonkho.
Dziko: ( ndi Live)
Zoyenera kwa aliyense amene angafune kubweza msonkho wawo, kuphatikizanso kuchotsera misonkho zingapo ndi ziwongola dzanja, nawonso. Komanso, ndizothandiza ngati muli ndi ndalama zamabizinesi popanda ndalama zilizonse.
Dziko: ( ndi Live)
Mtunduwu ndi wofanana ndi wa Deluxe koma umawonjezera mwayi wopereka lipoti lazachuma komanso ndalama zobwereketsa.
Dziko: ( ndi Live)
Zofanana ndi mtundu wa Premier, koma umakhudza ndalama zamabizinesi ndi ndalama, komanso kuchotsera ofesi yakunyumba. Mutha kulunzanitsanso ndi Square, Lyft ndi Uber kuti mutenge ndalama.
Mapangidwe amitengo ya H&R Block amawonongeka motere:
Nyengo ya msonkho yakwana ndipo, kuyambira pano, tsiku lomalizira la Epulo 15 silidzawonjezedwa mu 2021. Mtengo wa TurboTax ndi H&R Block akadali muyeso wagolide pankhani ya misonkho yabwino komanso yosavuta kugwiritsa ntchito pa intaneti. Koma kodi ndi utumiki uti umene uli woyenera kwa inu? Tikuphwanya kufanana ndi kusiyana pakati pa masamba onsewa.
TurboTax vs. H&R Block
Tsopano popeza H&R Block adawonjezera Online Assist, mwayi wocheza ndi katswiri wamisonkho pakufunika (komanso kuti awonjezere ndalama), amatha kupikisana ndi TurboTax ikafika pantchito zawo zamisonkho. Komabe, pali masiyanidwe angapo ofunikira. TurboTax imadziwika ndi mawonekedwe ake a mafunso ndi mayankho, omwe amapangitsa kuti kudzaza msonkho kukhale kovuta kwambiri kuposa momwe zimakhalira. Kumbali yakutsogolo, H&R Block ili ndi malo opitilira 11,000 njerwa & matope, zomwe zikutanthauza kuti kucheza ndi IRL ndi katswiri ndi njira yabwino nthawi iliyonse panjira.
Mtengo wa TurboTax
Mtengo wa TurboTax wakhalapo kuyambira zaka za m'ma 1980 ndipo amakondedwa chifukwa cha mawonekedwe ake oyera komanso okhudzana ndi mafunso komanso kuti amalumikizana momasuka ndi Quickbooks, yomwe ili ndi Intuit (kampani ya mapulogalamu azachuma yomwe imakhalanso ndi TurboTax). Palinso zosankha zambiri zosefera zenizeni ndi mitengo yotsika, kutengera zosowa zanu zamisonkho.
Zoyimira za TurboTax zikuphatikiza:
H&R Block
H&R Block idakhazikitsidwa koyamba m'ma 1950s ndipo yakhala ikupereka misonkho yaku America kuyambira pamenepo, ndi malo opitilira 11,000 padziko lonse lapansi. Koma zosankha zenizeni zimachulukanso, komanso monga TurboTax, magawo osiyanasiyana othandizira amaperekedwa (kachiwiri, ndi mitengo yotsika) kutengera momwe msonkho wanu ungakhalire wovuta.
Zina zodziwika bwino za H&R block ndi:
TurboTax mwachidule
Munjira zambiri, TurboTax ili ngati malonda - mawonekedwe a Q&A amamveka ngati akukambirana mukamaliza gawo lililonse lakubwerera kwanu. Kodi mudagula nyumba chaka chino? Muli ndi ana? Momwe mumayankhira kumathandiza TurboTax kupanga mafomu omwe amagwira ntchito kwambiri pamoyo wanu komanso msonkho wanu.
Ngati mukubweza kubweza kosavuta (nthawi zambiri komwe kumaphatikizapo ndalama za W-2, ngongole za msonkho wa ana, ndi zina zotero), mtundu waulere wa TurboTax uyenera kukhala wokwanira. Koma ngati muli ndi mwana ku koleji (i.e. kuchotsera msonkho wokhudzana ndi maphunziro) kapena phindu lalikulu ndi zotayika kuti munene kapena ndalama zogulira, muyenera kukweza ku imodzi mwazosindikiza zawo zomwe zimapangidwira misonkho yomwe ndi yovuta kwambiri. (Zambiri zamitengo ya TurboTax ili pansipa.)
Chomwe chili chabwino pa TurboTax ndikuphatikiza mwayi woti mulowetse zidziwitso zamisonkho za chaka chatha ngati mudagwiritsa ntchito TurboTax kapena ayi. (Izi zimathandiza kupeputsa ndi kusunga nthawi yonse.) Palinso gawo la TurboTax CompleteCheck (lovomerezeka) lomwe limayang'ana zolakwika za mphindi yomaliza musanapereke.
Bonasi: Ngati mwaganiza kugwiritsa ntchito TurboTax a Live Baibulo, mudzapeza pa-kufuna kanema thandizo kuchokera CPA amene adzachita mzere-ndi-mzere review wa kubwerera kwanu kuwonjezera pa kuyankha mafunso aliwonse-off panjira. Palinso njira yatsopano yoperekera kubwerera kwanu konse (pafupifupi) kwa wowerengera ndalama yemwe sangokonzekera kubwerera kwanu, koma kukulemberani nthawi yoti musayinire imelo ikakwana.
Zida zina zothandiza ndi izi:
Nkhani Yachidule: TurboTax ndiyabwino kwambiri chifukwa chosavuta kugwiritsa ntchito komanso njira zingapo zothandizira. Ntchito zake zili kumbali yamtengo wapatali poyerekeza ndi omwe akupikisana nawo, koma mawonekedwe a mafunso ndi mayankho amawonekera kwambiri pakuchepetsa msonkho.
H&R Block mwachidule
Monga TurboTax, H&R Block imapereka zinthu zingapo zosavuta kugwiritsa ntchito polemba misonkho yanu pa intaneti, kuphatikiza mwayi wopeza thandizo lamoyo (komanso mukafuna) kuchokera kwa katswiri wamisonkho nthawi iliyonse yomwe mungafune panthawiyi kuti muwonjezere mtengo.
The mawonekedwe n'zosavuta kuyenda, nayenso. H&R Block imakuyendetsani momveka bwino pa zomwe mumapeza, zochotsera ndi ma credits, komanso zochitika zapadera, musanalembe ndi mabatani ophunzirira ambiri omwe akupezeka kuti mufotokozere mafunso ovuta.
Ndi H&R Block, njira yawo yaulere - yabwino kwa aliyense yemwe ali ndi ndalama za W-2 kuti afotokozere limodzi ndi kuyenerera kwa ngongole ya msonkho wa ana kapena ngongole ya msonkho yomwe amapeza kapena ndalama za ulova - zimawala. Zimakupatsaninso mwayi wopereka ndandanda 1 ndi 3 ya fomu 1040, bonasi popeza, nthawi zambiri, mudzafunika mafomuwa kuti muchotse chiwongola dzanja cha ngongole, alimony ndi zopereka zapadera zopuma pantchito. Izi zati, kwa aliyense amene akufunika kuchotseratu (titi, muli ndi ndalama zodzipangira nokha), mudzafunika kuyikapo ndalama mumitundu yawo yosinthidwa. (Zambiri zamitengo ya H&R Block ili pansipa.)
Ukadaulo wamisonkho womwe ulipo woperekedwa ndi H&R Block umachokera pamisonkho yomwe mungasakike (ganizirani makanema aphunziro) kupita ku chithandizo chamsonkho chamunthu m'modzi kuchokera ku CPA yeniyeni. Pulogalamu yawo yatsopano ya Online Assist imapangitsa kuti ntchito zawo zipikisane kwambiri ndi TurboTax kupatsidwa kuti mutha kulipira upangiri wamisonkho wopanda malire, womwe umafunidwa (kugawana skrini kumaphatikizidwa) ndi CPA nthawi iliyonse mukasungitsa. (Ingokumbukirani kuti akatswiri a H&R Block sangawunikenso, kusaina kapena kukupatsirani imelo yobwezera.)
Pomaliza, monga TurboTax, H&R Block imakupatsani mwayi woti muthe kubweza msonkho wachaka chatha kuchokera kwa wopereka aliyense (mungafunike kukweza PDF, koma ndondomekoyi ndi yopanda msoko) komanso imakulolani kuti muzitha kuyang'anira kuchuluka kwa mapulogalamu omwe mumawononga kudzera pa intaneti. ticker pamwamba (zothandiza ngati mwadzidzidzi mugunda chipika chamsewu pobwerera kwanu ndikusankha kupempha thandizo la m'modzi mwamaubwino awo amisonkho pambuyo pake).
Zida zina zothandiza ndi izi:
Nkhani Yachidule: H & R Block ndi yabwino kwa osiyanasiyana options-kuphatikizapo luso kwenikweni kukumana ndi CPA m'moyo weniweni. Ilinso ndi mtengo wopikisana pang'ono kuposa TurboTax.
TurboTax vs. H&R Block: Mtengo
Pamapeto pa tsiku, H&R Block imawononga ndalama zochepa kuposa TurboTax, koma phukusi lililonse limapereka mawonekedwe osiyanasiyana, kotero kusankha kumatsikira kwa inu ndi zosowa zanu zamisonkho.
Mapangidwe amitengo ya TurboTax amawonongeka motere:
Dziko: $0
Zabwino kwambiri pakubweza misonkho kosavuta (kutanthauza kuti mukufuna kuyitanitsa zochotsera zilizonse kupitilira muyeso, ngongole yamisonkho yomwe mumapeza komanso ngongole yamisonkho ya ana), mtundu uwu umakupatsani mwayi wopereka 1040 ndikubweza boma kwaulere.
Dziko: $0
Chokhacho chomwe chimalekanitsa izi ndi mtundu waulere ndikuti chimaphatikizanso mwayi wofikira mavidiyo omwe amafunidwa ndi ovomereza msonkho.
Dziko: $50 ($55 ndi Live)
Zoyenera kwa aliyense amene angafune kubweza msonkho wawo, kuphatikizanso kuchotsera misonkho zingapo ndi ziwongola dzanja, nawonso. Komanso, ndizothandiza ngati muli ndi ndalama zamabizinesi popanda ndalama zilizonse.
Dziko: $50 ($55 ndi Live)
Mtunduwu ndi wofanana ndi wa Deluxe koma umawonjezera mwayi wopereka lipoti lazachuma komanso ndalama zobwereketsa.
Dziko: $50 ($55 ndi Live)
Zofanana ndi mtundu wa Premier, koma umakhudza ndalama zamabizinesi ndi ndalama, komanso kuchotsera ofesi yakunyumba. Mutha kulunzanitsanso ndi Square, Lyft ndi Uber kuti mutenge ndalama.
Mapangidwe amitengo ya H&R Block amawonongeka motere:
Dziko: $0
Mtunduwu umakupatsani mwayi wopereka msonkho wosavuta (kutanthauza kuti mukufuna kuyitanitsa ndalama zilizonse zomwe zachotsedwa kupitilira muyeso, ngongole yamisonkho yomwe mumapeza ndi ngongole yamisonkho ya ana), kuphatikiza pandandanda 1 ndi 3 kwaulere.
Dziko: $0
Izi ndizofanana ndi mtundu waulere, kupatula kuti mutha kupeza akatswiri amisonkho a H&R Block kuti muthandizidwe pamisonkho.
Dziko: $36.99
Mtunduwu umakupatsani mwayi woti musinthe ndikudzitengera kuchotsera misonkho ndi ma credits angapo.
Dziko: $36.99
Mtunduwu ndi wofanana ndi Deluxe, koma umakupatsaninso mwayi woti mutenge malo obwereketsa komanso ndalama zilizonse zomwe mumapeza.
Dziko: $36.99
Ndiwoyenera kwa odziyimira pawokha, makontrakitala odziyimira pawokha komanso eni mabizinesi ang'onoang'ono, mtundu uwu umakupatsaninso mwayi wolowetsa ndalama zilizonse za Uber.
TurboTax vs. H&R Block: Zosankha Zaulere
Ngati zonse zomwe muyenera kuwerengera ndi ndalama zanu za W-2, ngongole ya msonkho yomwe mumapeza kapena ngongole yamisonkho ya ana, TurboTax ndi H&R Block akuphimba ndi mitundu yaulere yamapulogalamu awo amisonkho.
Koma dongosolo laulere la H&R Block lolemba misonkho laulere limabwera ndi chowonjezera chowonjezera: Njira yolembera ndandanda 1 ndi 3 ya fomu 1040, yomwe ili yothandiza - ndipo nthawi zambiri imafunika - kwa okhometsa misonkho omwe amafunikira kuwerengera ndalama zomwe zimachotsedwa wamba monga kubweza ngongole, chiwongola dzanja cha ophunzira, ndalama zamabizinesi, alimony, ndalama zowasamalira ndi zina zambiri.
TurboTax vs. H&R Block: User Friendliness
Mafunso ndi mayankho a pulogalamu ya TurboTax ndiyabwino kwambiri. Zimakupangitsani kuti mulembe zolemba zanu zamisonkho kukhala zoyankhulana kwambiri kuposa kupita mzere ndi mzere kudzera mu ndalama zomwe mumapeza komanso ndalama ndi kuchotsera.
Izi zati, onse TurboTax ndi H&R Block amapereka zokumana nazo zosavuta komanso zolunjika za ogwiritsa ntchito zomwe zimayika ngakhale okhometsa misonkho oyambira pampando woyendetsa. (Kupeza zambiri ngati maphunziro amakanema kapena zolemba zokhala ndi malangizo ofulumira komanso zidziwitso zaukatswiri zikupezeka pamasamba onse awiri.)
Kuphatikiza apo, ntchito zonse ziwirizi zimakupatsani mwayi wowona kuchotsera kosiyanasiyana kukubwezerani ndalama munthawi yeniyeni kudzera pa ticker pamwamba pazenera.
TurboTax vs. H&R Block: Customer Service
Ndi TurboTax, ogwiritsa ntchito onse ali ndi mwayi wopeza chatbot kapena fomu yolumikizirana yamafunso aukadaulo omwe amatuluka mukamagwiritsa ntchito nsanja. Koma ngati mungakonde TurboTax Live, apa ndipamene nyimboyi imayimba. Imbani katswiri wa TurboTax maola onse ausiku (ngakhale mutha kuyembekezera nthawi yodikirira nthawi yayitali pa Epulo 15) kapena pangani nthawi yokonzekeratu kuti muonenso kubwerera kwanu. Thandizo limaperekedwa kudzera pa skrini pomwe mumawonanso nkhope ya CPA yanu (sangakuwoneni, chophimba chanu chokha).
Chaka chino, mutha kugwiritsanso ntchito TurboTax Full Service, zomwe zikutanthauza kuti mumakweza zikalata zanu zamisonkho kumalo otetezedwa komanso munthu weniweni wamoyo-omwe wapatsidwa malinga ndi zosowa zanu zamisonkho-amayika kubweza kwanu pamodzi kuti mulipidwe. (Mitengo imayambira pa $ 130 kwa federal returns ndi $ 45 for state.) Mudzakhala ndi kanema wa kanema pachiyambi, ndiye kachiwiri pamene kubwerera kwanu kwakonzeka kutumizidwa.
H&R Block ndiyopikisana kwambiri pano. Phukusi lawo latsopano la Online Assist limagwira ntchito ngati TurboTax Live, kukupatsani mwayi woti mulowe nawo pazomwe mukufuna komanso magawo ogawana zenera ndi CPA kuti muwonjezere ndalama.
H&R Block imaperekanso ntchito yawo ya Tax Pro Review (mitengo imayambira pa $ 40), yomwe imapereka ndemanga imodzi-m'modzi ya kubwerera kwanu kuti muwone zolakwika musanapereke komanso kuchotsera kapena kubweza komwe mwaphonya. Mutha kupemphanso ukadaulo womwewo wamisonkho womwe mudagwiritsapo ntchito zaka zam'mbuyo - phindu kwa aliyense amene ali ndi chidwi chomanga ubale pano. Koma ndi H&R Block, mulinso ndi mwayi wokumana pamasom'pamaso ndi katswiri wamisonkho pamalo awo ambiri a njerwa & matope. (FYI, kusankhidwa kwamunthu payekha kumayambira pa $69.)
TurboTax vs. H&R Block: Coronavirus Resources
Ku TurboTax ndi H&R Block, akatswiri amisonkho amadziwa bwino zinthu zokhudzana ndi COVID-19 zomwe zingakhudze kapena zosakhudza misonkho yanu mu 2020. nayenso.) Kaya izi zikutanthauza, ulova muyenera kuwerengera kapena momwe cheke cholimbikitsa chidzakhudzire kubwerera kwanu, mutha kuyembekezera zambiri kuchokera kumadera onse awiri. (TurboTax ili ndi ofotokozera Pano ; H&R Block Pano .)
Ponena za malo a njerwa ndi matope a H&R Block, ali otsegukira nthawi yokumana ndi anthu payekhapayekha nyengo yamisonkho ino, koma muyenera kuyang'ana kuti muwonetsetse kuti ntchito sizikukhudzidwa ndi zotsekera kapena zoletsa zina zamabizinesi kutengera manambala amilandu mdera lanu. Malangizo okhwima okhudzana ndi anthu akutsatiridwa, komanso kuvala chigoba ndi ndondomeko zina zachitetezo .
TurboTax vs. H&R Block: Ndi Iti Yoyenera Kwa Inu?
Ntchito zonsezi ndizopikisana kwambiri chaka chino, kupatsidwa H&R Block kuwonjezera pa Online Assist (chopereka chofanana kwambiri ndi TurboTax Live). Ponena za chifukwa chomwe mungasankhire ntchito imodzi kuposa inzake, H&R Block ndiyabwino kwa aliyense amene akufuna njira yamunthu payekha komanso mawonekedwe amitengo ampikisano. Amaperekanso zowonjezera zowonjezera mumtundu wawo waulere.
Komabe, TurboTax ndiwodziwikiratu chifukwa chakugwiritsa ntchito bwino. Mawonekedwe awo a Q&A onse ndi osasunthika kuti ayende komanso amaphatikiza. (Ndizovuta kupikisana nazo pamene misonkho imakhala yovuta kwambiri, makamaka m'chaka cha mliri.)
Pamapeto pa tsiku, zimatengera zomwe mumakonda ... kapena mtengo wonse.
Zogwirizana: Zinthu 7 Zomwe Zitha Kusintha Pa Misonkho Yanu mu 2020
Dziko:
Nyengo ya msonkho yakwana ndipo, kuyambira pano, tsiku lomalizira la Epulo 15 silidzawonjezedwa mu 2021. Mtengo wa TurboTax ndi H&R Block akadali muyeso wagolide pankhani ya misonkho yabwino komanso yosavuta kugwiritsa ntchito pa intaneti. Koma kodi ndi utumiki uti umene uli woyenera kwa inu? Tikuphwanya kufanana ndi kusiyana pakati pa masamba onsewa.
TurboTax vs. H&R Block
Tsopano popeza H&R Block adawonjezera Online Assist, mwayi wocheza ndi katswiri wamisonkho pakufunika (komanso kuti awonjezere ndalama), amatha kupikisana ndi TurboTax ikafika pantchito zawo zamisonkho. Komabe, pali masiyanidwe angapo ofunikira. TurboTax imadziwika ndi mawonekedwe ake a mafunso ndi mayankho, omwe amapangitsa kuti kudzaza msonkho kukhale kovuta kwambiri kuposa momwe zimakhalira. Kumbali yakutsogolo, H&R Block ili ndi malo opitilira 11,000 njerwa & matope, zomwe zikutanthauza kuti kucheza ndi IRL ndi katswiri ndi njira yabwino nthawi iliyonse panjira.
Mtengo wa TurboTax
Mtengo wa TurboTax wakhalapo kuyambira zaka za m'ma 1980 ndipo amakondedwa chifukwa cha mawonekedwe ake oyera komanso okhudzana ndi mafunso komanso kuti amalumikizana momasuka ndi Quickbooks, yomwe ili ndi Intuit (kampani ya mapulogalamu azachuma yomwe imakhalanso ndi TurboTax). Palinso zosankha zambiri zosefera zenizeni ndi mitengo yotsika, kutengera zosowa zanu zamisonkho.
Zoyimira za TurboTax zikuphatikiza:
H&R Block
H&R Block idakhazikitsidwa koyamba m'ma 1950s ndipo yakhala ikupereka misonkho yaku America kuyambira pamenepo, ndi malo opitilira 11,000 padziko lonse lapansi. Koma zosankha zenizeni zimachulukanso, komanso monga TurboTax, magawo osiyanasiyana othandizira amaperekedwa (kachiwiri, ndi mitengo yotsika) kutengera momwe msonkho wanu ungakhalire wovuta.
Zina zodziwika bwino za H&R block ndi:
TurboTax mwachidule
Munjira zambiri, TurboTax ili ngati malonda - mawonekedwe a Q&A amamveka ngati akukambirana mukamaliza gawo lililonse lakubwerera kwanu. Kodi mudagula nyumba chaka chino? Muli ndi ana? Momwe mumayankhira kumathandiza TurboTax kupanga mafomu omwe amagwira ntchito kwambiri pamoyo wanu komanso msonkho wanu.
Ngati mukubweza kubweza kosavuta (nthawi zambiri komwe kumaphatikizapo ndalama za W-2, ngongole za msonkho wa ana, ndi zina zotero), mtundu waulere wa TurboTax uyenera kukhala wokwanira. Koma ngati muli ndi mwana ku koleji (i.e. kuchotsera msonkho wokhudzana ndi maphunziro) kapena phindu lalikulu ndi zotayika kuti munene kapena ndalama zogulira, muyenera kukweza ku imodzi mwazosindikiza zawo zomwe zimapangidwira misonkho yomwe ndi yovuta kwambiri. (Zambiri zamitengo ya TurboTax ili pansipa.)
Chomwe chili chabwino pa TurboTax ndikuphatikiza mwayi woti mulowetse zidziwitso zamisonkho za chaka chatha ngati mudagwiritsa ntchito TurboTax kapena ayi. (Izi zimathandiza kupeputsa ndi kusunga nthawi yonse.) Palinso gawo la TurboTax CompleteCheck (lovomerezeka) lomwe limayang'ana zolakwika za mphindi yomaliza musanapereke.
Bonasi: Ngati mwaganiza kugwiritsa ntchito TurboTax a Live Baibulo, mudzapeza pa-kufuna kanema thandizo kuchokera CPA amene adzachita mzere-ndi-mzere review wa kubwerera kwanu kuwonjezera pa kuyankha mafunso aliwonse-off panjira. Palinso njira yatsopano yoperekera kubwerera kwanu konse (pafupifupi) kwa wowerengera ndalama yemwe sangokonzekera kubwerera kwanu, koma kukulemberani nthawi yoti musayinire imelo ikakwana.
Zida zina zothandiza ndi izi:
Nkhani Yachidule: TurboTax ndiyabwino kwambiri chifukwa chosavuta kugwiritsa ntchito komanso njira zingapo zothandizira. Ntchito zake zili kumbali yamtengo wapatali poyerekeza ndi omwe akupikisana nawo, koma mawonekedwe a mafunso ndi mayankho amawonekera kwambiri pakuchepetsa msonkho.
H&R Block mwachidule
Monga TurboTax, H&R Block imapereka zinthu zingapo zosavuta kugwiritsa ntchito polemba misonkho yanu pa intaneti, kuphatikiza mwayi wopeza thandizo lamoyo (komanso mukafuna) kuchokera kwa katswiri wamisonkho nthawi iliyonse yomwe mungafune panthawiyi kuti muwonjezere mtengo.
The mawonekedwe n'zosavuta kuyenda, nayenso. H&R Block imakuyendetsani momveka bwino pa zomwe mumapeza, zochotsera ndi ma credits, komanso zochitika zapadera, musanalembe ndi mabatani ophunzirira ambiri omwe akupezeka kuti mufotokozere mafunso ovuta.
Ndi H&R Block, njira yawo yaulere - yabwino kwa aliyense yemwe ali ndi ndalama za W-2 kuti afotokozere limodzi ndi kuyenerera kwa ngongole ya msonkho wa ana kapena ngongole ya msonkho yomwe amapeza kapena ndalama za ulova - zimawala. Zimakupatsaninso mwayi wopereka ndandanda 1 ndi 3 ya fomu 1040, bonasi popeza, nthawi zambiri, mudzafunika mafomuwa kuti muchotse chiwongola dzanja cha ngongole, alimony ndi zopereka zapadera zopuma pantchito. Izi zati, kwa aliyense amene akufunika kuchotseratu (titi, muli ndi ndalama zodzipangira nokha), mudzafunika kuyikapo ndalama mumitundu yawo yosinthidwa. (Zambiri zamitengo ya H&R Block ili pansipa.)
Ukadaulo wamisonkho womwe ulipo woperekedwa ndi H&R Block umachokera pamisonkho yomwe mungasakike (ganizirani makanema aphunziro) kupita ku chithandizo chamsonkho chamunthu m'modzi kuchokera ku CPA yeniyeni. Pulogalamu yawo yatsopano ya Online Assist imapangitsa kuti ntchito zawo zipikisane kwambiri ndi TurboTax kupatsidwa kuti mutha kulipira upangiri wamisonkho wopanda malire, womwe umafunidwa (kugawana skrini kumaphatikizidwa) ndi CPA nthawi iliyonse mukasungitsa. (Ingokumbukirani kuti akatswiri a H&R Block sangawunikenso, kusaina kapena kukupatsirani imelo yobwezera.)
Pomaliza, monga TurboTax, H&R Block imakupatsani mwayi woti muthe kubweza msonkho wachaka chatha kuchokera kwa wopereka aliyense (mungafunike kukweza PDF, koma ndondomekoyi ndi yopanda msoko) komanso imakulolani kuti muzitha kuyang'anira kuchuluka kwa mapulogalamu omwe mumawononga kudzera pa intaneti. ticker pamwamba (zothandiza ngati mwadzidzidzi mugunda chipika chamsewu pobwerera kwanu ndikusankha kupempha thandizo la m'modzi mwamaubwino awo amisonkho pambuyo pake).
Zida zina zothandiza ndi izi:
Nkhani Yachidule: H & R Block ndi yabwino kwa osiyanasiyana options-kuphatikizapo luso kwenikweni kukumana ndi CPA m'moyo weniweni. Ilinso ndi mtengo wopikisana pang'ono kuposa TurboTax.
TurboTax vs. H&R Block: Mtengo
Pamapeto pa tsiku, H&R Block imawononga ndalama zochepa kuposa TurboTax, koma phukusi lililonse limapereka mawonekedwe osiyanasiyana, kotero kusankha kumatsikira kwa inu ndi zosowa zanu zamisonkho.
Mapangidwe amitengo ya TurboTax amawonongeka motere:
Dziko: $0
Zabwino kwambiri pakubweza misonkho kosavuta (kutanthauza kuti mukufuna kuyitanitsa zochotsera zilizonse kupitilira muyeso, ngongole yamisonkho yomwe mumapeza komanso ngongole yamisonkho ya ana), mtundu uwu umakupatsani mwayi wopereka 1040 ndikubweza boma kwaulere.
Dziko: $0
Chokhacho chomwe chimalekanitsa izi ndi mtundu waulere ndikuti chimaphatikizanso mwayi wofikira mavidiyo omwe amafunidwa ndi ovomereza msonkho.
Dziko: $50 ($55 ndi Live)
Zoyenera kwa aliyense amene angafune kubweza msonkho wawo, kuphatikizanso kuchotsera misonkho zingapo ndi ziwongola dzanja, nawonso. Komanso, ndizothandiza ngati muli ndi ndalama zamabizinesi popanda ndalama zilizonse.
Dziko: $50 ($55 ndi Live)
Mtunduwu ndi wofanana ndi wa Deluxe koma umawonjezera mwayi wopereka lipoti lazachuma komanso ndalama zobwereketsa.
Dziko: $50 ($55 ndi Live)
Zofanana ndi mtundu wa Premier, koma umakhudza ndalama zamabizinesi ndi ndalama, komanso kuchotsera ofesi yakunyumba. Mutha kulunzanitsanso ndi Square, Lyft ndi Uber kuti mutenge ndalama.
Mapangidwe amitengo ya H&R Block amawonongeka motere:
Dziko: $0
Mtunduwu umakupatsani mwayi wopereka msonkho wosavuta (kutanthauza kuti mukufuna kuyitanitsa ndalama zilizonse zomwe zachotsedwa kupitilira muyeso, ngongole yamisonkho yomwe mumapeza ndi ngongole yamisonkho ya ana), kuphatikiza pandandanda 1 ndi 3 kwaulere.
Dziko: $0
Izi ndizofanana ndi mtundu waulere, kupatula kuti mutha kupeza akatswiri amisonkho a H&R Block kuti muthandizidwe pamisonkho.
Dziko: $36.99
Mtunduwu umakupatsani mwayi woti musinthe ndikudzitengera kuchotsera misonkho ndi ma credits angapo.
Dziko: $36.99
Mtunduwu ndi wofanana ndi Deluxe, koma umakupatsaninso mwayi woti mutenge malo obwereketsa komanso ndalama zilizonse zomwe mumapeza.
Dziko: $36.99
Ndiwoyenera kwa odziyimira pawokha, makontrakitala odziyimira pawokha komanso eni mabizinesi ang'onoang'ono, mtundu uwu umakupatsaninso mwayi wolowetsa ndalama zilizonse za Uber.
TurboTax vs. H&R Block: Zosankha Zaulere
Ngati zonse zomwe muyenera kuwerengera ndi ndalama zanu za W-2, ngongole ya msonkho yomwe mumapeza kapena ngongole yamisonkho ya ana, TurboTax ndi H&R Block akuphimba ndi mitundu yaulere yamapulogalamu awo amisonkho.
Koma dongosolo laulere la H&R Block lolemba misonkho laulere limabwera ndi chowonjezera chowonjezera: Njira yolembera ndandanda 1 ndi 3 ya fomu 1040, yomwe ili yothandiza - ndipo nthawi zambiri imafunika - kwa okhometsa misonkho omwe amafunikira kuwerengera ndalama zomwe zimachotsedwa wamba monga kubweza ngongole, chiwongola dzanja cha ophunzira, ndalama zamabizinesi, alimony, ndalama zowasamalira ndi zina zambiri.
TurboTax vs. H&R Block: User Friendliness
Mafunso ndi mayankho a pulogalamu ya TurboTax ndiyabwino kwambiri. Zimakupangitsani kuti mulembe zolemba zanu zamisonkho kukhala zoyankhulana kwambiri kuposa kupita mzere ndi mzere kudzera mu ndalama zomwe mumapeza komanso ndalama ndi kuchotsera.
Izi zati, onse TurboTax ndi H&R Block amapereka zokumana nazo zosavuta komanso zolunjika za ogwiritsa ntchito zomwe zimayika ngakhale okhometsa misonkho oyambira pampando woyendetsa. (Kupeza zambiri ngati maphunziro amakanema kapena zolemba zokhala ndi malangizo ofulumira komanso zidziwitso zaukatswiri zikupezeka pamasamba onse awiri.)
Kuphatikiza apo, ntchito zonse ziwirizi zimakupatsani mwayi wowona kuchotsera kosiyanasiyana kukubwezerani ndalama munthawi yeniyeni kudzera pa ticker pamwamba pazenera.
TurboTax vs. H&R Block: Customer Service
Ndi TurboTax, ogwiritsa ntchito onse ali ndi mwayi wopeza chatbot kapena fomu yolumikizirana yamafunso aukadaulo omwe amatuluka mukamagwiritsa ntchito nsanja. Koma ngati mungakonde TurboTax Live, apa ndipamene nyimboyi imayimba. Imbani katswiri wa TurboTax maola onse ausiku (ngakhale mutha kuyembekezera nthawi yodikirira nthawi yayitali pa Epulo 15) kapena pangani nthawi yokonzekeratu kuti muonenso kubwerera kwanu. Thandizo limaperekedwa kudzera pa skrini pomwe mumawonanso nkhope ya CPA yanu (sangakuwoneni, chophimba chanu chokha).
Chaka chino, mutha kugwiritsanso ntchito TurboTax Full Service, zomwe zikutanthauza kuti mumakweza zikalata zanu zamisonkho kumalo otetezedwa komanso munthu weniweni wamoyo-omwe wapatsidwa malinga ndi zosowa zanu zamisonkho-amayika kubweza kwanu pamodzi kuti mulipidwe. (Mitengo imayambira pa $ 130 kwa federal returns ndi $ 45 for state.) Mudzakhala ndi kanema wa kanema pachiyambi, ndiye kachiwiri pamene kubwerera kwanu kwakonzeka kutumizidwa.
H&R Block ndiyopikisana kwambiri pano. Phukusi lawo latsopano la Online Assist limagwira ntchito ngati TurboTax Live, kukupatsani mwayi woti mulowe nawo pazomwe mukufuna komanso magawo ogawana zenera ndi CPA kuti muwonjezere ndalama.
H&R Block imaperekanso ntchito yawo ya Tax Pro Review (mitengo imayambira pa $ 40), yomwe imapereka ndemanga imodzi-m'modzi ya kubwerera kwanu kuti muwone zolakwika musanapereke komanso kuchotsera kapena kubweza komwe mwaphonya. Mutha kupemphanso ukadaulo womwewo wamisonkho womwe mudagwiritsapo ntchito zaka zam'mbuyo - phindu kwa aliyense amene ali ndi chidwi chomanga ubale pano. Koma ndi H&R Block, mulinso ndi mwayi wokumana pamasom'pamaso ndi katswiri wamisonkho pamalo awo ambiri a njerwa & matope. (FYI, kusankhidwa kwamunthu payekha kumayambira pa $69.)
TurboTax vs. H&R Block: Coronavirus Resources
Ku TurboTax ndi H&R Block, akatswiri amisonkho amadziwa bwino zinthu zokhudzana ndi COVID-19 zomwe zingakhudze kapena zosakhudza misonkho yanu mu 2020. nayenso.) Kaya izi zikutanthauza, ulova muyenera kuwerengera kapena momwe cheke cholimbikitsa chidzakhudzire kubwerera kwanu, mutha kuyembekezera zambiri kuchokera kumadera onse awiri. (TurboTax ili ndi ofotokozera Pano ; H&R Block Pano .)
Ponena za malo a njerwa ndi matope a H&R Block, ali otsegukira nthawi yokumana ndi anthu payekhapayekha nyengo yamisonkho ino, koma muyenera kuyang'ana kuti muwonetsetse kuti ntchito sizikukhudzidwa ndi zotsekera kapena zoletsa zina zamabizinesi kutengera manambala amilandu mdera lanu. Malangizo okhwima okhudzana ndi anthu akutsatiridwa, komanso kuvala chigoba ndi ndondomeko zina zachitetezo .
TurboTax vs. H&R Block: Ndi Iti Yoyenera Kwa Inu?
Ntchito zonsezi ndizopikisana kwambiri chaka chino, kupatsidwa H&R Block kuwonjezera pa Online Assist (chopereka chofanana kwambiri ndi TurboTax Live). Ponena za chifukwa chomwe mungasankhire ntchito imodzi kuposa inzake, H&R Block ndiyabwino kwa aliyense amene akufuna njira yamunthu payekha komanso mawonekedwe amitengo ampikisano. Amaperekanso zowonjezera zowonjezera mumtundu wawo waulere.
Komabe, TurboTax ndiwodziwikiratu chifukwa chakugwiritsa ntchito bwino. Mawonekedwe awo a Q&A onse ndi osasunthika kuti ayende komanso amaphatikiza. (Ndizovuta kupikisana nazo pamene misonkho imakhala yovuta kwambiri, makamaka m'chaka cha mliri.)
Pamapeto pa tsiku, zimatengera zomwe mumakonda ... kapena mtengo wonse.
Zogwirizana: Zinthu 7 Zomwe Zitha Kusintha Pa Misonkho Yanu mu 2020
Mtunduwu umakupatsani mwayi wopereka msonkho wosavuta (kutanthauza kuti mukufuna kuyitanitsa ndalama zilizonse zomwe zachotsedwa kupitilira muyeso, ngongole yamisonkho yomwe mumapeza ndi ngongole yamisonkho ya ana), kuphatikiza pandandanda 1 ndi 3 kwaulere.
Dziko:
Nyengo ya msonkho yakwana ndipo, kuyambira pano, tsiku lomalizira la Epulo 15 silidzawonjezedwa mu 2021. Mtengo wa TurboTax ndi H&R Block akadali muyeso wagolide pankhani ya misonkho yabwino komanso yosavuta kugwiritsa ntchito pa intaneti. Koma kodi ndi utumiki uti umene uli woyenera kwa inu? Tikuphwanya kufanana ndi kusiyana pakati pa masamba onsewa.
TurboTax vs. H&R Block
Tsopano popeza H&R Block adawonjezera Online Assist, mwayi wocheza ndi katswiri wamisonkho pakufunika (komanso kuti awonjezere ndalama), amatha kupikisana ndi TurboTax ikafika pantchito zawo zamisonkho. Komabe, pali masiyanidwe angapo ofunikira. TurboTax imadziwika ndi mawonekedwe ake a mafunso ndi mayankho, omwe amapangitsa kuti kudzaza msonkho kukhale kovuta kwambiri kuposa momwe zimakhalira. Kumbali yakutsogolo, H&R Block ili ndi malo opitilira 11,000 njerwa & matope, zomwe zikutanthauza kuti kucheza ndi IRL ndi katswiri ndi njira yabwino nthawi iliyonse panjira.
Mtengo wa TurboTax
Mtengo wa TurboTax wakhalapo kuyambira zaka za m'ma 1980 ndipo amakondedwa chifukwa cha mawonekedwe ake oyera komanso okhudzana ndi mafunso komanso kuti amalumikizana momasuka ndi Quickbooks, yomwe ili ndi Intuit (kampani ya mapulogalamu azachuma yomwe imakhalanso ndi TurboTax). Palinso zosankha zambiri zosefera zenizeni ndi mitengo yotsika, kutengera zosowa zanu zamisonkho.
Zoyimira za TurboTax zikuphatikiza:
H&R Block
H&R Block idakhazikitsidwa koyamba m'ma 1950s ndipo yakhala ikupereka misonkho yaku America kuyambira pamenepo, ndi malo opitilira 11,000 padziko lonse lapansi. Koma zosankha zenizeni zimachulukanso, komanso monga TurboTax, magawo osiyanasiyana othandizira amaperekedwa (kachiwiri, ndi mitengo yotsika) kutengera momwe msonkho wanu ungakhalire wovuta.
Zina zodziwika bwino za H&R block ndi:
TurboTax mwachidule
Munjira zambiri, TurboTax ili ngati malonda - mawonekedwe a Q&A amamveka ngati akukambirana mukamaliza gawo lililonse lakubwerera kwanu. Kodi mudagula nyumba chaka chino? Muli ndi ana? Momwe mumayankhira kumathandiza TurboTax kupanga mafomu omwe amagwira ntchito kwambiri pamoyo wanu komanso msonkho wanu.
Ngati mukubweza kubweza kosavuta (nthawi zambiri komwe kumaphatikizapo ndalama za W-2, ngongole za msonkho wa ana, ndi zina zotero), mtundu waulere wa TurboTax uyenera kukhala wokwanira. Koma ngati muli ndi mwana ku koleji (i.e. kuchotsera msonkho wokhudzana ndi maphunziro) kapena phindu lalikulu ndi zotayika kuti munene kapena ndalama zogulira, muyenera kukweza ku imodzi mwazosindikiza zawo zomwe zimapangidwira misonkho yomwe ndi yovuta kwambiri. (Zambiri zamitengo ya TurboTax ili pansipa.)
Chomwe chili chabwino pa TurboTax ndikuphatikiza mwayi woti mulowetse zidziwitso zamisonkho za chaka chatha ngati mudagwiritsa ntchito TurboTax kapena ayi. (Izi zimathandiza kupeputsa ndi kusunga nthawi yonse.) Palinso gawo la TurboTax CompleteCheck (lovomerezeka) lomwe limayang'ana zolakwika za mphindi yomaliza musanapereke.
Bonasi: Ngati mwaganiza kugwiritsa ntchito TurboTax a Live Baibulo, mudzapeza pa-kufuna kanema thandizo kuchokera CPA amene adzachita mzere-ndi-mzere review wa kubwerera kwanu kuwonjezera pa kuyankha mafunso aliwonse-off panjira. Palinso njira yatsopano yoperekera kubwerera kwanu konse (pafupifupi) kwa wowerengera ndalama yemwe sangokonzekera kubwerera kwanu, koma kukulemberani nthawi yoti musayinire imelo ikakwana.
Zida zina zothandiza ndi izi:
Nkhani Yachidule: TurboTax ndiyabwino kwambiri chifukwa chosavuta kugwiritsa ntchito komanso njira zingapo zothandizira. Ntchito zake zili kumbali yamtengo wapatali poyerekeza ndi omwe akupikisana nawo, koma mawonekedwe a mafunso ndi mayankho amawonekera kwambiri pakuchepetsa msonkho.
H&R Block mwachidule
Monga TurboTax, H&R Block imapereka zinthu zingapo zosavuta kugwiritsa ntchito polemba misonkho yanu pa intaneti, kuphatikiza mwayi wopeza thandizo lamoyo (komanso mukafuna) kuchokera kwa katswiri wamisonkho nthawi iliyonse yomwe mungafune panthawiyi kuti muwonjezere mtengo.
The mawonekedwe n'zosavuta kuyenda, nayenso. H&R Block imakuyendetsani momveka bwino pa zomwe mumapeza, zochotsera ndi ma credits, komanso zochitika zapadera, musanalembe ndi mabatani ophunzirira ambiri omwe akupezeka kuti mufotokozere mafunso ovuta.
Ndi H&R Block, njira yawo yaulere - yabwino kwa aliyense yemwe ali ndi ndalama za W-2 kuti afotokozere limodzi ndi kuyenerera kwa ngongole ya msonkho wa ana kapena ngongole ya msonkho yomwe amapeza kapena ndalama za ulova - zimawala. Zimakupatsaninso mwayi wopereka ndandanda 1 ndi 3 ya fomu 1040, bonasi popeza, nthawi zambiri, mudzafunika mafomuwa kuti muchotse chiwongola dzanja cha ngongole, alimony ndi zopereka zapadera zopuma pantchito. Izi zati, kwa aliyense amene akufunika kuchotseratu (titi, muli ndi ndalama zodzipangira nokha), mudzafunika kuyikapo ndalama mumitundu yawo yosinthidwa. (Zambiri zamitengo ya H&R Block ili pansipa.)
Ukadaulo wamisonkho womwe ulipo woperekedwa ndi H&R Block umachokera pamisonkho yomwe mungasakike (ganizirani makanema aphunziro) kupita ku chithandizo chamsonkho chamunthu m'modzi kuchokera ku CPA yeniyeni. Pulogalamu yawo yatsopano ya Online Assist imapangitsa kuti ntchito zawo zipikisane kwambiri ndi TurboTax kupatsidwa kuti mutha kulipira upangiri wamisonkho wopanda malire, womwe umafunidwa (kugawana skrini kumaphatikizidwa) ndi CPA nthawi iliyonse mukasungitsa. (Ingokumbukirani kuti akatswiri a H&R Block sangawunikenso, kusaina kapena kukupatsirani imelo yobwezera.)
Pomaliza, monga TurboTax, H&R Block imakupatsani mwayi woti muthe kubweza msonkho wachaka chatha kuchokera kwa wopereka aliyense (mungafunike kukweza PDF, koma ndondomekoyi ndi yopanda msoko) komanso imakulolani kuti muzitha kuyang'anira kuchuluka kwa mapulogalamu omwe mumawononga kudzera pa intaneti. ticker pamwamba (zothandiza ngati mwadzidzidzi mugunda chipika chamsewu pobwerera kwanu ndikusankha kupempha thandizo la m'modzi mwamaubwino awo amisonkho pambuyo pake).
Zida zina zothandiza ndi izi:
Nkhani Yachidule: H & R Block ndi yabwino kwa osiyanasiyana options-kuphatikizapo luso kwenikweni kukumana ndi CPA m'moyo weniweni. Ilinso ndi mtengo wopikisana pang'ono kuposa TurboTax.
TurboTax vs. H&R Block: Mtengo
Pamapeto pa tsiku, H&R Block imawononga ndalama zochepa kuposa TurboTax, koma phukusi lililonse limapereka mawonekedwe osiyanasiyana, kotero kusankha kumatsikira kwa inu ndi zosowa zanu zamisonkho.
Mapangidwe amitengo ya TurboTax amawonongeka motere:
Dziko: $0
Zabwino kwambiri pakubweza misonkho kosavuta (kutanthauza kuti mukufuna kuyitanitsa zochotsera zilizonse kupitilira muyeso, ngongole yamisonkho yomwe mumapeza komanso ngongole yamisonkho ya ana), mtundu uwu umakupatsani mwayi wopereka 1040 ndikubweza boma kwaulere.
Dziko: $0
Chokhacho chomwe chimalekanitsa izi ndi mtundu waulere ndikuti chimaphatikizanso mwayi wofikira mavidiyo omwe amafunidwa ndi ovomereza msonkho.
Dziko: $50 ($55 ndi Live)
Zoyenera kwa aliyense amene angafune kubweza msonkho wawo, kuphatikizanso kuchotsera misonkho zingapo ndi ziwongola dzanja, nawonso. Komanso, ndizothandiza ngati muli ndi ndalama zamabizinesi popanda ndalama zilizonse.
Dziko: $50 ($55 ndi Live)
Mtunduwu ndi wofanana ndi wa Deluxe koma umawonjezera mwayi wopereka lipoti lazachuma komanso ndalama zobwereketsa.
Dziko: $50 ($55 ndi Live)
Zofanana ndi mtundu wa Premier, koma umakhudza ndalama zamabizinesi ndi ndalama, komanso kuchotsera ofesi yakunyumba. Mutha kulunzanitsanso ndi Square, Lyft ndi Uber kuti mutenge ndalama.
Mapangidwe amitengo ya H&R Block amawonongeka motere:
Dziko: $0
Mtunduwu umakupatsani mwayi wopereka msonkho wosavuta (kutanthauza kuti mukufuna kuyitanitsa ndalama zilizonse zomwe zachotsedwa kupitilira muyeso, ngongole yamisonkho yomwe mumapeza ndi ngongole yamisonkho ya ana), kuphatikiza pandandanda 1 ndi 3 kwaulere.
Dziko: $0
Izi ndizofanana ndi mtundu waulere, kupatula kuti mutha kupeza akatswiri amisonkho a H&R Block kuti muthandizidwe pamisonkho.
Dziko: $36.99
Mtunduwu umakupatsani mwayi woti musinthe ndikudzitengera kuchotsera misonkho ndi ma credits angapo.
Dziko: $36.99
Mtunduwu ndi wofanana ndi Deluxe, koma umakupatsaninso mwayi woti mutenge malo obwereketsa komanso ndalama zilizonse zomwe mumapeza.
Dziko: $36.99
Ndiwoyenera kwa odziyimira pawokha, makontrakitala odziyimira pawokha komanso eni mabizinesi ang'onoang'ono, mtundu uwu umakupatsaninso mwayi wolowetsa ndalama zilizonse za Uber.
TurboTax vs. H&R Block: Zosankha Zaulere
Ngati zonse zomwe muyenera kuwerengera ndi ndalama zanu za W-2, ngongole ya msonkho yomwe mumapeza kapena ngongole yamisonkho ya ana, TurboTax ndi H&R Block akuphimba ndi mitundu yaulere yamapulogalamu awo amisonkho.
Koma dongosolo laulere la H&R Block lolemba misonkho laulere limabwera ndi chowonjezera chowonjezera: Njira yolembera ndandanda 1 ndi 3 ya fomu 1040, yomwe ili yothandiza - ndipo nthawi zambiri imafunika - kwa okhometsa misonkho omwe amafunikira kuwerengera ndalama zomwe zimachotsedwa wamba monga kubweza ngongole, chiwongola dzanja cha ophunzira, ndalama zamabizinesi, alimony, ndalama zowasamalira ndi zina zambiri.
TurboTax vs. H&R Block: User Friendliness
Mafunso ndi mayankho a pulogalamu ya TurboTax ndiyabwino kwambiri. Zimakupangitsani kuti mulembe zolemba zanu zamisonkho kukhala zoyankhulana kwambiri kuposa kupita mzere ndi mzere kudzera mu ndalama zomwe mumapeza komanso ndalama ndi kuchotsera.
Izi zati, onse TurboTax ndi H&R Block amapereka zokumana nazo zosavuta komanso zolunjika za ogwiritsa ntchito zomwe zimayika ngakhale okhometsa misonkho oyambira pampando woyendetsa. (Kupeza zambiri ngati maphunziro amakanema kapena zolemba zokhala ndi malangizo ofulumira komanso zidziwitso zaukatswiri zikupezeka pamasamba onse awiri.)
Kuphatikiza apo, ntchito zonse ziwirizi zimakupatsani mwayi wowona kuchotsera kosiyanasiyana kukubwezerani ndalama munthawi yeniyeni kudzera pa ticker pamwamba pazenera.
TurboTax vs. H&R Block: Customer Service
Ndi TurboTax, ogwiritsa ntchito onse ali ndi mwayi wopeza chatbot kapena fomu yolumikizirana yamafunso aukadaulo omwe amatuluka mukamagwiritsa ntchito nsanja. Koma ngati mungakonde TurboTax Live, apa ndipamene nyimboyi imayimba. Imbani katswiri wa TurboTax maola onse ausiku (ngakhale mutha kuyembekezera nthawi yodikirira nthawi yayitali pa Epulo 15) kapena pangani nthawi yokonzekeratu kuti muonenso kubwerera kwanu. Thandizo limaperekedwa kudzera pa skrini pomwe mumawonanso nkhope ya CPA yanu (sangakuwoneni, chophimba chanu chokha).
Chaka chino, mutha kugwiritsanso ntchito TurboTax Full Service, zomwe zikutanthauza kuti mumakweza zikalata zanu zamisonkho kumalo otetezedwa komanso munthu weniweni wamoyo-omwe wapatsidwa malinga ndi zosowa zanu zamisonkho-amayika kubweza kwanu pamodzi kuti mulipidwe. (Mitengo imayambira pa $ 130 kwa federal returns ndi $ 45 for state.) Mudzakhala ndi kanema wa kanema pachiyambi, ndiye kachiwiri pamene kubwerera kwanu kwakonzeka kutumizidwa.
H&R Block ndiyopikisana kwambiri pano. Phukusi lawo latsopano la Online Assist limagwira ntchito ngati TurboTax Live, kukupatsani mwayi woti mulowe nawo pazomwe mukufuna komanso magawo ogawana zenera ndi CPA kuti muwonjezere ndalama.
H&R Block imaperekanso ntchito yawo ya Tax Pro Review (mitengo imayambira pa $ 40), yomwe imapereka ndemanga imodzi-m'modzi ya kubwerera kwanu kuti muwone zolakwika musanapereke komanso kuchotsera kapena kubweza komwe mwaphonya. Mutha kupemphanso ukadaulo womwewo wamisonkho womwe mudagwiritsapo ntchito zaka zam'mbuyo - phindu kwa aliyense amene ali ndi chidwi chomanga ubale pano. Koma ndi H&R Block, mulinso ndi mwayi wokumana pamasom'pamaso ndi katswiri wamisonkho pamalo awo ambiri a njerwa & matope. (FYI, kusankhidwa kwamunthu payekha kumayambira pa $69.)
TurboTax vs. H&R Block: Coronavirus Resources
Ku TurboTax ndi H&R Block, akatswiri amisonkho amadziwa bwino zinthu zokhudzana ndi COVID-19 zomwe zingakhudze kapena zosakhudza misonkho yanu mu 2020. nayenso.) Kaya izi zikutanthauza, ulova muyenera kuwerengera kapena momwe cheke cholimbikitsa chidzakhudzire kubwerera kwanu, mutha kuyembekezera zambiri kuchokera kumadera onse awiri. (TurboTax ili ndi ofotokozera Pano ; H&R Block Pano .)
Ponena za malo a njerwa ndi matope a H&R Block, ali otsegukira nthawi yokumana ndi anthu payekhapayekha nyengo yamisonkho ino, koma muyenera kuyang'ana kuti muwonetsetse kuti ntchito sizikukhudzidwa ndi zotsekera kapena zoletsa zina zamabizinesi kutengera manambala amilandu mdera lanu. Malangizo okhwima okhudzana ndi anthu akutsatiridwa, komanso kuvala chigoba ndi ndondomeko zina zachitetezo .
TurboTax vs. H&R Block: Ndi Iti Yoyenera Kwa Inu?
Ntchito zonsezi ndizopikisana kwambiri chaka chino, kupatsidwa H&R Block kuwonjezera pa Online Assist (chopereka chofanana kwambiri ndi TurboTax Live). Ponena za chifukwa chomwe mungasankhire ntchito imodzi kuposa inzake, H&R Block ndiyabwino kwa aliyense amene akufuna njira yamunthu payekha komanso mawonekedwe amitengo ampikisano. Amaperekanso zowonjezera zowonjezera mumtundu wawo waulere.
Komabe, TurboTax ndiwodziwikiratu chifukwa chakugwiritsa ntchito bwino. Mawonekedwe awo a Q&A onse ndi osasunthika kuti ayende komanso amaphatikiza. (Ndizovuta kupikisana nazo pamene misonkho imakhala yovuta kwambiri, makamaka m'chaka cha mliri.)
Pamapeto pa tsiku, zimatengera zomwe mumakonda ... kapena mtengo wonse.
Zogwirizana: Zinthu 7 Zomwe Zitha Kusintha Pa Misonkho Yanu mu 2020
Izi ndizofanana ndi mtundu waulere, kupatula kuti mutha kupeza akatswiri amisonkho a H&R Block kuti muthandizidwe pamisonkho.
Dziko: .99
Mtunduwu umakupatsani mwayi woti musinthe ndikudzitengera kuchotsera misonkho ndi ma credits angapo.
Dziko: .99
Mtunduwu ndi wofanana ndi Deluxe, koma umakupatsaninso mwayi woti mutenge malo obwereketsa komanso ndalama zilizonse zomwe mumapeza.
Dziko: .99
Ndiwoyenera kwa odziyimira pawokha, makontrakitala odziyimira pawokha komanso eni mabizinesi ang'onoang'ono, mtundu uwu umakupatsaninso mwayi wolowetsa ndalama zilizonse za Uber.
TurboTax vs. H&R Block: Zosankha Zaulere
Ngati zonse zomwe muyenera kuwerengera ndi ndalama zanu za W-2, ngongole ya msonkho yomwe mumapeza kapena ngongole yamisonkho ya ana, TurboTax ndi H&R Block akuphimba ndi mitundu yaulere yamapulogalamu awo amisonkho.
Koma dongosolo laulere la H&R Block lolemba misonkho laulere limabwera ndi chowonjezera chowonjezera: Njira yolembera ndandanda 1 ndi 3 ya fomu 1040, yomwe ili yothandiza - ndipo nthawi zambiri imafunika - kwa okhometsa misonkho omwe amafunikira kuwerengera ndalama zomwe zimachotsedwa wamba monga kubweza ngongole, chiwongola dzanja cha ophunzira, ndalama zamabizinesi, alimony, ndalama zowasamalira ndi zina zambiri.
TurboTax vs. H&R Block: User Friendliness
Mafunso ndi mayankho a pulogalamu ya TurboTax ndiyabwino kwambiri. Zimakupangitsani kuti mulembe zolemba zanu zamisonkho kukhala zoyankhulana kwambiri kuposa kupita mzere ndi mzere kudzera mu ndalama zomwe mumapeza komanso ndalama ndi kuchotsera.
Izi zati, onse TurboTax ndi H&R Block amapereka zokumana nazo zosavuta komanso zolunjika za ogwiritsa ntchito zomwe zimayika ngakhale okhometsa misonkho oyambira pampando woyendetsa. (Kupeza zambiri ngati maphunziro amakanema kapena zolemba zokhala ndi malangizo ofulumira komanso zidziwitso zaukatswiri zikupezeka pamasamba onse awiri.)
Kuphatikiza apo, ntchito zonse ziwirizi zimakupatsani mwayi wowona kuchotsera kosiyanasiyana kukubwezerani ndalama munthawi yeniyeni kudzera pa ticker pamwamba pazenera.
TurboTax vs. H&R Block: Customer Service
Ndi TurboTax, ogwiritsa ntchito onse ali ndi mwayi wopeza chatbot kapena fomu yolumikizirana yamafunso aukadaulo omwe amatuluka mukamagwiritsa ntchito nsanja. Koma ngati mungakonde TurboTax Live, apa ndipamene nyimboyi imayimba. Imbani katswiri wa TurboTax maola onse ausiku (ngakhale mutha kuyembekezera nthawi yodikirira nthawi yayitali pa Epulo 15) kapena pangani nthawi yokonzekeratu kuti muonenso kubwerera kwanu. Thandizo limaperekedwa kudzera pa skrini pomwe mumawonanso nkhope ya CPA yanu (sangakuwoneni, chophimba chanu chokha).
Chaka chino, mutha kugwiritsanso ntchito TurboTax Full Service, zomwe zikutanthauza kuti mumakweza zikalata zanu zamisonkho kumalo otetezedwa komanso munthu weniweni wamoyo-omwe wapatsidwa malinga ndi zosowa zanu zamisonkho-amayika kubweza kwanu pamodzi kuti mulipidwe. (Mitengo imayambira pa $ 130 kwa federal returns ndi $ 45 for state.) Mudzakhala ndi kanema wa kanema pachiyambi, ndiye kachiwiri pamene kubwerera kwanu kwakonzeka kutumizidwa.
H&R Block ndiyopikisana kwambiri pano. Phukusi lawo latsopano la Online Assist limagwira ntchito ngati TurboTax Live, kukupatsani mwayi woti mulowe nawo pazomwe mukufuna komanso magawo ogawana zenera ndi CPA kuti muwonjezere ndalama.
H&R Block imaperekanso ntchito yawo ya Tax Pro Review (mitengo imayambira pa $ 40), yomwe imapereka ndemanga imodzi-m'modzi ya kubwerera kwanu kuti muwone zolakwika musanapereke komanso kuchotsera kapena kubweza komwe mwaphonya. Mutha kupemphanso ukadaulo womwewo wamisonkho womwe mudagwiritsapo ntchito zaka zam'mbuyo - phindu kwa aliyense amene ali ndi chidwi chomanga ubale pano. Koma ndi H&R Block, mulinso ndi mwayi wokumana pamasom'pamaso ndi katswiri wamisonkho pamalo awo ambiri a njerwa & matope. (FYI, kusankhidwa kwamunthu payekha kumayambira pa .)
TurboTax vs. H&R Block: Coronavirus Resources
Ku TurboTax ndi H&R Block, akatswiri amisonkho amadziwa bwino zinthu zokhudzana ndi COVID-19 zomwe zingakhudze kapena zosakhudza misonkho yanu mu 2020. nayenso.) Kaya izi zikutanthauza, ulova muyenera kuwerengera kapena momwe cheke cholimbikitsa chidzakhudzire kubwerera kwanu, mutha kuyembekezera zambiri kuchokera kumadera onse awiri. (TurboTax ili ndi ofotokozera Pano ; H&R Block Pano .)
Ponena za malo a njerwa ndi matope a H&R Block, ali otsegukira nthawi yokumana ndi anthu payekhapayekha nyengo yamisonkho ino, koma muyenera kuyang'ana kuti muwonetsetse kuti ntchito sizikukhudzidwa ndi zotsekera kapena zoletsa zina zamabizinesi kutengera manambala amilandu mdera lanu. Malangizo okhwima okhudzana ndi anthu akutsatiridwa, komanso kuvala chigoba ndi ndondomeko zina zachitetezo .
TurboTax vs. H&R Block: Ndi Iti Yoyenera Kwa Inu?
Ntchito zonsezi ndizopikisana kwambiri chaka chino, kupatsidwa H&R Block kuwonjezera pa Online Assist (chopereka chofanana kwambiri ndi TurboTax Live). Ponena za chifukwa chomwe mungasankhire ntchito imodzi kuposa inzake, H&R Block ndiyabwino kwa aliyense amene akufuna njira yamunthu payekha komanso mawonekedwe amitengo ampikisano. Amaperekanso zowonjezera zowonjezera mumtundu wawo waulere.
Komabe, TurboTax ndiwodziwikiratu chifukwa chakugwiritsa ntchito bwino. Mawonekedwe awo a Q&A onse ndi osasunthika kuti ayende komanso amaphatikiza. (Ndizovuta kupikisana nazo pamene misonkho imakhala yovuta kwambiri, makamaka m'chaka cha mliri.)
Pamapeto pa tsiku, zimatengera zomwe mumakonda ... kapena mtengo wonse.
Zogwirizana: Zinthu 7 Zomwe Zitha Kusintha Pa Misonkho Yanu mu 2020
