Chifukwa chake, 2019 inali ngati yayikulu: Ndi chaka chomwe mudabweretsa moyo watsopano padziko lapansi. Koma tsopano, ndi tsiku lomaliza la msonkho posachedwapa (osatchula kusintha kwa msonkho), mudakali ndi mafunso okhudza zolemba zokhudzana ndi kubadwa kumene mungatenge musanapereke. Tinalowa ndi Lisa Greene-Lewis , katswiri wa TurboTax ndi CPA, kuti mudziwe zinthu zinayi zomwe muyenera kudziwa ngati munali ndi mwana mu 2019.
Zogwirizana: Mutha Kukhala Mukulemba Gulu Lanu la SoulCycle (Kuphatikizanso, Zochotsera Misonkho Zina 5 Zomwe Mungatenge Chaka chino)
Makumi 20Mutha Kufafanizira Mwalamulo Ngongole ya Misonkho ya Ana
Mwana wanu watsopano akuyenerera kukhala a wodalira . Koma pofika chaka chatha, simunganenenso kuti simukukhululukidwa (mpaka ,050 pamutu uliwonse). M'malo mwake, mutha kulembetsa ngongole ya msonkho wa ana, yomwe yawirikiza kawiri (tsopano ndi $ 2,000 motsutsana ndi $ 1,000).
Ganizirani za ngongole ya msonkho ngati kuchotsera misonkho pa dola ndi dola. Komabe, ndikofunikira kudziwa kuti kuti mulembe zonse, muyenera kupanga ndalama zosakwana 0,000 ngati mutumiza limodzi.
Makumi 20Mutha Kutenga Ngongole Yamsonkho Wopeza
Kwa mbiri yakale, Ngongole ya Misonkho Yomwe Amapeza (EITC) ndi phindu lalikulu kwa okhometsa msonkho omwe amapeza ndalama zochepa.
Chiyeneretso chimadalira pa zinthu zingapo: Mwanayo ayenera kukhala nanu kwa nthaŵi yoposa theka la chaka, sanganenedwe ndi wokhomera msonkho wina aliyense—ngakhale kuti makolo osudzulidwa kapena opatukana amafunikira kuchotserapo—ndipo ndalama zapakhomo ziyenera kukhala zochepa. kuposa ,884 ngati mwakwatirana ndikusunga limodzi ndi mwana mmodzi. (Ndalama za msonkho ndi ndalama zomwe amapeza onjezerani ana ambiri omwe muli nawo .) Ngati muli ndi mwana mmodzi, ndalama zimene mungabweze ndi ,526. Ngati muli ndi ana awiri, ndi ,828. Ndipo kwa ana atatu kapena kupitilira apo, ngongole imakwera ,557. (Zambiri za Ngongole ya Misonkho Yopeza Income ndi momwe mungadzitchulire zitha kupezeka Pano .)
Makumi 20Mutha Kulemba Chigawo Chosamalira Ana Anu
Ngati mukugwira ntchito (kapena kufunafuna ntchito mwakhama) ndipo mumalipira ndalama zosamalira ana kwa munthu wosakwanitsa zaka 13, mukhoza kuitanitsa Ngongole Yosamalira Ana ndi Wodalira , komwe ndi kuchotsera misonkho pa dola ndi dola, potengera ndalama zomwe mumawonongera pakulera ana. Mutha kukwera mpaka ,050 kwa mwana m'modzi ndi ,100 kwa ana awiri kapena kupitilira apo. (Nursery, private kindergarten, post-school programme, misasa yamasiku a chilimwe ndi chisamaliro cha masana ndizo ndalama zoyenerera.) Kodi mulipire kale chisamaliro cha ana kuchokera ku FSA pretax? Simungadutse kawiri, koma mutha kufuna ngongoleyo mpaka $ 1,000 ngati muli ndi ana awiri kapena kupitilira apo, poganiza kuti mwaposa ,000 FSA chopereka.
Makumi 20Ndi Mtengo Wazinthu Zonse Zomwe Mumapereka
Nkhani zomveka: Ana amakula kuposa zovala zawo kudya . Perekani zomwe zili bwino ku bungwe lachifundo lomwe limavomereza zopereka za zovala ndikuwonjezerani kuchotserako misonkho yanu.
Zogwirizana: Masitolo 6 Komwe Mungapereke Zovala Zakale Kuti Mulandire Mphotho Yokoma
